5 Laurel Dr, Valley, AL 36854 Property Records

Chambers County property record for 5 Laurel Dr, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,038 sqft · built 1977
Lot Size	0.16 acres (7,020 sqft)
Owner	Individual Name on File
Last Sale	$173,900 (Mar 2019)
Tax Bill	$753 (2026)
Deeds & Mortgages	May 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-04-18-2-003-033.000`

Property Details

APN / Parcel Number

Primary APN	`12-18-04-18-2-003-033.000`
Alternative APNs	`1804182003033000` `446675`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,038 sqft Living Area
1st Floor Area	1,038 sqft
Upper Floors Area	1,398 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,020 sqft (0.16 acres)
Lot Dimensions	163 ft deep x 90 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	648 sqft
Porch	Patio
Porch Area	24 sqft
Gazebo	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	446675
Street Address	5 LAUREL DR
City	VALLEY
State	AL
Zip	36854-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5WINDWOOD SUB.M.B. 5 PG. 91IN SW1/4 OF NW1/4.S18 T21N R29ECITY OF VALLEY
Legal Range	29
Legal Township	21
Legal Section	18
Legal Subdivision	WINDWOOD SUB
Legal Lot Number	5
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3054
Census Tract	954600

Owner

5 Laurel Dr is owned and occupied by an individual who bought it in March 2019.

Source: Chambers County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5 LAUREL DR, VALLEY, AL 36854-4149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Mar 12, 2019	Warranty Deed, Transfer · FHA Mortgage CMG FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2019 · Amount on File
Deed Sale	Mar 12, 2019 · Amount on File
Deed Book / Page	2019 / 1108
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	5 LAUREL DR, VALLEY, AL 36854-4149
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/1972
Date	May 25, 2021
Book Page	2021/1972

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Mar 12, 2019
Property Address	5 LAUREL DR, VALLEY, AL 36854-4149
Document Number	02019/1108
Book / Page	2019 / 1108
Instrument Date	Mar 7, 2019
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LAUREL DR, VALLEY, AL 36854-4149

Mortgage

Document Number	0020191109
Date	Mar 12, 2019
Instrument	2019/1109

Lender

Name	CMG FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	02019/1108
Date	Mar 12, 2019
Book Page	2019/1108

Lender

Name	CMG FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 5 Laurel Dr was $753 with a homeowner's exemption, up 7.6% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$753.00 (+7.57%) Homeowner's exemption
2025	$700.00 (+0.29%)	$36,232 (+100.18%) Land $1,560 Building $34,672	$181,160 (+0.03%) Land $7,800 Building $173,360
2024	$698.00 Additional exemption filed	$18,100 (-) Land $780 Building $17,320	$181,110 (-) Land $7,800 Building $173,310
2023	$698.00 Additional exemption filed	$18,100 (-) Land $780 Building $17,320	$181,110 (-) Land $7,800 Building $173,310
2022	$698.00 Additional exemption filed	$18,100 Land $780 Building $17,320	$181,110 Land $7,800 Building $173,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Laurel Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Laurel Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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