Albany County and Cohoes City property record for 7 Lancaster St, Cohoes, NY 12047
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,200 sqft · built 1910 |
| Lot Size | 0.027 acres (1,200 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $31,000 (Sep 2021) |
| Tax Bill | $2,386 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010300 10.66-5-17 |
| Primary APN | 010300 10.66-5-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Total Area |
| 1st Floor Area | 600 sqft |
| 2nd Floor Area | 600 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,200 sqft (0.027 acres) |
| Lot Dimensions | 30 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 216 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01006600050170000000 |
|---|---|
| Street Address | 7 LANCASTER ST |
| City | COHOES |
| State | NY |
| Zip | 12047-2924 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 5 |
| Legal Lot Number | 17.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COHOES |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 12800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Enlarged Erie Canal Historic District (Discontiguous) listed 2004 · 12 contributing resources · NRIS 04000434 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Albany County and Cohoes City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3 ROBIN CT, LATHAM, NY 12110-1820 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on Record |
| Deed Sale | Sep 24, 2021 · Amount on Record |
| Prior Sale | Mar 28, 2006 · Amount on Record |
| Deed Document Number | 202129363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Apr 23, 2026 |
| Property Address | 7 LANCASTER ST, COHOES, NY 12047-2924 |
| Document Number | 0000000714 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20267714 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PIERCE SETTLEMENT SERVICES LLC, TIER ONE SETTLEMENT AGENCY L |
| Name | Verified Name |
|---|---|
| Address | 3 ROBIN CT, LATHAM, NY 12110-1820 |
| Document Number | 0000007714, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 20267714 |
| Name | COMMUNITY BANK LENA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Albany County and Cohoes City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Cohoes City |
| Unified School District | Cohoes City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,386.00 (+54.63%) | ||
| 2025 | $1,543.00 (+1.98%) | $40,000 (-) Land $4,100 Building $35,900 | $118,519 (+18.52%) Land $12,148 Building $106,371 |
| 2023 | $40,000 (-) Land $4,100 Building $35,900 | $100,000 (+5.48%) Land $10,250 Building $89,750 | |
| 2022 | $40,000 Land $4,100 Building $35,900 | $94,809 Land $9,718 Building $85,091 | |
| 2021 | $1,513.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COHOES CITY serves 18,447 people · EPA ID NY0100192 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Apr 2026 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: Massivemesh Networks.
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