17 Lancaster St, Cohoes, NY 12047 Property Records

Albany County and Cohoes City property record for 17 Lancaster St, Cohoes, NY 12047

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,068 sqft · built 1910
Lot Size	0.04 acres (1,750 sqft)
Owner	Company Name on File
Last Sale	$170,000 (Feb 2026)
Tax Bill	$2,738 (2026)
Deeds & Mortgages	May 2026 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010300 10.66-5-21`

Property Details

APN / Parcel Number

Primary APN	`010300 10.66-5-21`
Alternative APNs	`030001006600050210000000` `01006600050210000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,068 sqft Total Area
1st Floor Area	1,034 sqft
2nd Floor Area	1,034 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	1,750 sqft (0.04 acres)
Lot Dimensions	70 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01006600050210000000
Street Address	17 LANCASTER ST
City	COHOES
State	NY
Zip	12047-2924
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Block	5
Legal Lot Number	21.000
Jurisdiction	ALBANY NY
Township / Civil Division	COHOES
Census Block Group	4
Census Block	4010
Census Tract	12800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Enlarged Erie Canal Historic District (Discontiguous) listed 2004 · 12 contributing resources · NRIS 04000434

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

17 Lancaster St, a duplex, is owned by a company that bought it in February 2026.

Source: Albany County and Cohoes City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	3 EMILY ST, MONTICELLO, NY 12701-2003
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Sep 2, 2021	Deed of Trust, Mortgage CARL FLORIO
Feb 26, 2026	Warranty Deed, Transfer · Conventional Mortgage EMPORIUM TPO LLC
Dec 12, 2019	Deed of Trust, Mortgage FIRST NAT'L BK/SCOTIA
Jan 23, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2026 · Amount on File
Deed Sale	Feb 26, 2026 · Amount on File
Prior Sale	Oct 24, 2025 · Amount on File
Deed Document Number	20264034
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Recording Date	May 5, 2026
Property Address	17 LANCASTER ST, COHOES, NY 12047-2924
Document Number	0000000514
Instrument Date	Apr 22, 2026
Instrument	20268514
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LIGHTBRIDGE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	3 EMILY ST, MONTICELLO, NY 12701-2003

Mortgage

Document Number	0000008514,
Date	May 5, 2026
Instrument	20268514

Lender

Name	HOMETOWN EQUITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	17 LANCASTER ST, COHOES, NY 12047-2924
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	BENNETT TITLE & ABS LLC, BENNETT TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006715
Date	Sep 2, 2021
Instrument	R2021-26715

Lender

Name	CARL FLORIO
Type	Private Party
Address	15659 VILLORESI WAY, NAPLES, FL 34110

Agreement

Amount	Amount on Record

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Feb 26, 2026
Property Address	17 LANCASTER ST, COHOES, NY 12047-2924
Document Number	0000000034
Instrument Date	Jan 29, 2026
Instrument	R2026-4034
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	LIGHTBRIDGE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 TURNBERRY DR, SLINGERLANDS, NY 12159-9250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 EMILY ST, MONTICELLO, NY 12701-2003

Mortgage

Document Number	0000000035
Date	Feb 26, 2026
Instrument	R2026-4035

Lender

Name	EMPORIUM TPO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	17 LANCASTER ST, COHOES, NY 12047-2924
Document Number	0000001930
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2501 GLENVILLE NY 123250501, GLENVILLE, NY 12325-0501

Mortgage

Document Number	0000001930
Date	Jan 23, 2020
Instrument	1930

Lender

Name	FIRST NAT'L BK/SCOTIA
Type	Bank
Address	SCOTIA, NY 12302

Agreement

Amount	Amount on Record

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 23, 2020
Property Address	17 LANCASTER ST, COHOES, NY 12047-2924
Document Number	0000001928
Instrument Date	Dec 12, 2019
Instrument	1928
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2501 GLENVILLE NY 123250501, GLENVILLE, NY 12325-0501

Tax Assessment & Valuation

The 2026 property tax bill for 17 Lancaster St was $2,738, up 47.8% from the year before.

Source: Albany County and Cohoes City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Cohoes City
Unified School District	Cohoes City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,738.00 (+47.84%)
2025	$1,852.00	$48,000 Land $5,200 Building $42,800	$142,222 Land $15,407 Building $126,815
2023		$48,000 (-) Land $5,200 Building $42,800	$120,000 (+5.48%) Land $13,000 Building $107,000
2022		$48,000 Land $5,200 Building $42,800	$113,771 Land $12,325 Building $101,446
2021	$3,028.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17 Lancaster St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 17 Lancaster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COHOES CITY serves 18,447 people · EPA ID NY0100192
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025
Treatment and Procedure	No certified operator currently in violation since Apr 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks.

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