19 Lancaster St, Cohoes, NY 12047 Property Records

Albany County and Cohoes City property record for 19 Lancaster St, Cohoes, NY 12047

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,496 sqft · built 1910
Lot Size	0.048 acres (2,112 sqft)
Owner	2 Company Names on File
Last Sale	$63,000 (Jun 2018)
Tax Bill	$2,236 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010300 10.66-5-22`

Property Details

APN / Parcel Number

Primary APN	`010300 10.66-5-22`
Alternative APNs	`030001006600050220000000` `01006600050220000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,496 sqft Total Area
1st Floor Area	748 sqft
2nd Floor Area	748 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	2,112 sqft (0.048 acres)
Lot Dimensions	96 ft deep x 22 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01006600050220000000
Street Address	19 LANCASTER ST
City	COHOES
State	NY
Zip	12047-2924
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Subdivision	LANCESTER STREET
Legal Block	5
Legal Lot Number	22.000
Jurisdiction	ALBANY NY
Township / Civil Division	COHOES
Census Block Group	4
Census Block	4010
Census Tract	12800

Owner

19 Lancaster St, a duplex, is owned by a company that bought it in June 2018.

Source: Albany County and Cohoes City records, as of September 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	172 LANCASTER ST, 1, COHOES, NY 12047-4603
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Deed of Trust, Mortgage · Commercial Mortgage PIONEER BANK
Jun 6, 2018	Grant Deed, Transfer
Jun 6, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2018 · Amount on File
Deed Sale	Jun 6, 2018 · Amount on File
Prior Sale	Mar 14, 2002 · Amount on File
Deed Document Number	201812360
Prior Transfer Date	Jun 12, 2007
Prior Transfer Doc	0030670424
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	19 LANCASTER ST, COHOES, NY 12047-2924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020312
Date	Sep 26, 2019
Instrument	R2019-20312

Lender

Name	PIONEER BANK
Type	Bank
Address	ALBANY, NY 12211

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Jun 6, 2018
Property Address	19 LANCASTER ST, COHOES, NY 12047-2924
Document Number	0020182360
Book / Page	002018 / 012360
Instrument Date	May 31, 2018
Transaction Type	Transfer
Record Updated	Jul 20, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MILTON AVE #1 BALLSTON SPA NY 12020, 1, BALLSTON SPA, NY 12020

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jun 6, 2018
Property Address	19 LANCASTER ST, COHOES, NY 12047-2924
Document Number	0000002360
Map Reference	MB3067 PG424
Instrument Date	May 18, 2018
Instrument	R2018-12360
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2701 IROWNWOOD DR, 2701, LAGUNA HILLS, CA 92653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MILTON AVE, BALLSTON SPA, NY 12020-1408

Mortgage

Document Number	0000002361
Date	Jun 6, 2018
Instrument	R2018-12361

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 19 Lancaster St was $2,236, down 14.3% from the year before.

Source: Albany County and Cohoes City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Cohoes City
Unified School District	Cohoes City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,236.00 (-14.26%)
2025	$2,608.00	$40,500 Land $8,200 Building $32,300	$120,000 Land $24,296 Building $95,704
2023		$40,500 (-) Land $8,200 Building $32,300	$101,250 (+5.48%) Land $20,500 Building $80,750
2022		$40,500 Land $8,200 Building $32,300	$95,994 Land $19,436 Building $76,558
2021	$2,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Lancaster St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 19 Lancaster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COHOES CITY serves 18,447 people · EPA ID NY0100192
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025
Treatment and Procedure	No certified operator currently in violation since Apr 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks.

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