7 Kirk Bluff Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 7 Kirk Bluff Rd, Bluffton, SC 29910

Property Summary

Property TypeSingle Family Home
Details1 bd · 3,676 sqft · built 2000
OwnerOwner Name on Record
Tax Bill$2,636 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNR60003900B036B0000

Property Details

APN / Parcel Number

Primary APNR60003900B036B0000
Alternative APN
  • 00506152

Interior

Bedrooms1 Bed
Total Rooms6 Rooms
Stories2 Stories
Building Area3,676 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Garage TypeMixed
Garage Area1,144 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Deck Area20 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number00506152
Old Parcel NumberR60003900B036B0000
Street Address7 KIRK BLUFF RD
CityBLUFFTON
StateSC
Zip29910-7117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code4116
Legal DescriptionLOT N-1 PALMETTO BEACH S/D PB13 P16
Legal SubdivisionBLUFFTON WATERFRONT
Legal BlockN
Legal Lot NumberN
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group2
Census Block2005
Census Tract2108

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address7 KIRK BLUFF RD, BLUFFTON, SC 29910-7117
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleMay 30, 2001
Last Transfer DateAug 13, 2010
Transfer Doc0000042182
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address7 KIRK BLUFF RD, BLUFFTON, SC 29910-7117
Transaction TypeMortgage
Record UpdatedNov 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 KIRK BLUFF RD, BLUFFTON, SC 29910-7117

Mortgage

Document Number0000075477
DateOct 27, 2021
Book Page4076/2998
Instrument2021075477
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 20, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,636.00 (-0.08%)$20,550 (-70.46%)
2024$2,638.00$69,568 (-) Land $11,552 Building $58,016$1,739,200 (-) Land $288,800 Building $1,450,400
2023$2,638.00 (+8.74%)$69,568 (+76.09%) Land $11,552 Building $58,016$1,739,200 (+76.09%) Land $288,800 Building $1,450,400
2022$2,426.00$39,508 Land $5,500 Building $34,008$987,700 Land $137,500 Building $850,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 122 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims37 (1990–2024)
Claims Outside the SFHA6 of 37
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Aug 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 10 claims
  • Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBJW&SA
serves 164,829 people · EPA ID SC0720003
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Sparklight
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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