Beaufort County property record for 22 Kirk Bluff Rd, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 8 ba · 1,816 sqft · built 1993 |
| Owner | Individual Name on File |
| Last Sale | $1,400,000 (Jul 2025) |
| Tax Bill | $4,356 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jul 2025 Sale & Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R60003900B02850000 |
| Primary APN | R60003900B02850000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Garage Type | Carport |
| Garage Area | 600 sqft |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 01834340 |
|---|---|
| Old Parcel Number | R60003900B02850000 |
| Street Address | 22 KIRK BLUFF RD |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT B KIRK'S BLUFF PB34 P133 |
| Legal Subdivision | BLUFFTON WATERFRONT |
| Legal Lot Number | B |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 2108 |
22 Kirk Bluff Rd is owned and occupied by an individual who bought it in July 2025.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 KIRK BLUFF RD, BLUFFTON, SC 29910-7117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 23, 2025 | Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE |
| Feb 7, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Oct 19, 2017 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Apr 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on File |
| Deed Sale | Jul 23, 2025 · Amount on File |
| Prior Sale | Oct 19, 2017 · Amount on File |
| Deed Document Number | 2025033446 |
| Deed Book / Page | 4450 / 2287 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 22 KIRK BLUFF RD, BLUFFTON, SC 29910-7117 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 22 KIRK BLUFF RD, BLUFFTON, SC 29910-7117 |
| Document Number | 0000050885 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 4482/884 |
| Instrument | 2025050885 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 23, 2025 |
| Property Address | 22 KIRK BLUFF RD, BLUFFTON, SC 29910-7117 |
| Document Number | 0000033446 |
| Book / Page | 4450 / 2287 |
| Map Reference | MB 34 PG 133 |
| Instrument Date | Jul 17, 2025 |
| Instrument | 2025033446 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 KIRK BLUFF RD, BLUFFTON, SC 29910-7117 |
| Document Number | 0000033447 |
|---|---|
| Date | Jul 23, 2025 |
| Instrument | 2025033447 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 22 KIRK BLUFF RD, BLUFFTON, SC 29910-7117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 22 KIRK BLUFF RD, BLUFFTON, SC 29910-7117 |
| Document Number | 0000008010 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 4113/30 |
| Instrument | 2022008010 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jan 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 19, 2017 |
| Property Address | 22 KIRK BLUFF RD, BLUFFTON, SC 29910-7117 |
| Document Number | 0000056913 |
| Book / Page | 3615 / 2170 |
| Map Reference | MB 34 PG 133 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 2017056913 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,432.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 KIRK BLUFF RD, BLUFFTON, SC 29910-7117 |
| Document Number | 0000056914 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 2017056914 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 22 KIRK BLUFF RD, BLUFFTON, SC 29910-7117 |
| Document Number | 0000017979 |
| Book / Page | 003566 / 000010 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 22 KIRK S BLF BLUFFTON SC 29909, BLUFFTON, SC 29909 |
| Document Number | 0000017979 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 003566/000010 |
| Instrument | 17979 |
| Address | 24 KIRK BLUFF RD, BLUFFTON, SC 29910-7117 |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 10, 2022 |
The 2025 property tax bill for 22 Kirk Bluff Rd was $4,356, down 40.6% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,356.00 (-40.61%) | $17,580 (-41.62%) | |
| 2024 | $7,335.00 (+227.31%) | $30,112 (-) Land $12,104 Building $18,008 | $752,800 (-) Land $302,600 Building $450,200 |
| 2023 | $2,241.00 (+8.79%) | $30,112 (+96.96%) Land $12,104 Building $18,008 | $752,800 (+96.96%) Land $302,600 Building $450,200 |
| 2022 | $2,060.00 | $15,288 Land $4,488 Building $10,800 | $382,200 Land $112,200 Building $270,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 22 Kirk Bluff Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 37 (1990–2024) |
| Claims Outside the SFHA | 6 of 37 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Kirk Bluff Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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