Beaufort County property record for 20 Kirk Bluff Rd, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,608 sqft · built 1963 |
| Lot Size | 0.353 acres (15,383 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $795,000 (Jun 2009) |
| Tax Bill | $11,493 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R60003900B037D0000 |
| Primary APN | R60003900B037D0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,608 sqft Living Area |
| Gross Area | 2,209 sqft |
| 1st Floor Area | 1,705 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,383 sqft (0.353 acres) |
| Porch | Slab |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 20 KIRK BLUFF RD |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6116 |
| Legal Description | BLK A P B DB01280242 |
| Legal Subdivision | BLUFFTON WATERFRONT |
| Legal Block | A |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 2108 |
Source: Beaufort County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 83 PARK ST, MONTCLAIR, NJ 07042-3465 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2009 · Amount on Record |
| Deed Sale | Jun 25, 2009 · Amount on Record |
| Prior Sale | Aug 11, 2008 · Amount on Record |
| Deed Document Number | 200937332 |
| Deed Book / Page | 2861 / 549 |
| Prior Transfer Date | Oct 8, 2004 |
| Prior Transfer Doc | 0000002604 |
| Record Updated | Sep 20, 2026 |
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,493.00 (+1.71%) | $45,980 (-) | |
| 2024 | $11,300.00 | $45,980 (-) | $1,359,600 (-) Land $778,800 Building $580,800 |
| 2023 | $11,300.00 (+10.29%) | $45,980 (+15.01%) | $1,359,600 (+104.02%) Land $778,800 Building $580,800 |
| 2022 | $10,246.00 | $39,980 | $666,400 Land $288,800 Building $377,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 37 (1990–2024) |
| Claims Outside the SFHA | 6 of 37 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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