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7 Jermae St, Thurmont, MD 21788 Property Records

Frederick County property record for 7 Jermae St, Thurmont, MD 21788 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage2,420 sqft Living Area
Lot Size10,573 sqft (0.243 acres)
GarageAttached, 440 sqft
OccupancyOwner Occupied
Last Sale$425,000 (2023)
Tax Bill$5,019.00 (2025)

Property Details

APN / Parcel Number

Primary APN15-363363
Alternative APN
  • 363363

Interior

Full Baths2 Baths
Building Area2,420 sqft Living Area
Gross Area2,860 sqft Gross Area
1st Floor1,570 sqft 1st Floor
Basement Area850 sqft Basement
Finished Basement850 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,573 sqft (0.243 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
PorchOpen Porch
Porch Area42 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number363363
Street Address7 JERMAE ST
CityTHURMONT
StateMD
Zip21788-2264
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 65 SECTION III 10,573 SQ. FT. JERMAE ESTATES
Legal SubdivisionJERMAE ESTATES
Legal Lot Number65
JurisdictionFREDERICK MD
Minor Civil Division15, THURMONT
Census Blockgroup5
Census Block5007
Census Tract753001

Owner

Source: Frederick County records · APN 15-363363

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7 JERMAE ST, THURMONT, MD 21788-2264
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORPORATION
Aug 04, 2023Deed, Transfer · Conventional Mortgage
CAPITAL BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2023 · Amount on Record
Deed SaleAug 04, 2023 · Amount on Record
Prior SaleAug 08, 2005 · Amount on Record
Deed Book / Page16546 / 455
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateJun 24, 2026
Property Address7 JERMAE ST, THURMONT, MD 21788-2264
Document Number1792000471
Book / Page17926 / 471
Instrument DateFeb 03, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address7 JERMAE ST, THURMONT, MD 21788-2264

Mortgage

Document Number1792000471,
DateJun 24, 2026
Book Page17926/471
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term350 Months
DueAug 01, 2055
Interest
Rate6.16%
Max Rate-1%

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 04, 2023
Property Address7 JERMAE ST, THURMONT, MD 21788-2264
Document Number0165460455
Book / Page16546 / 455
Map ReferenceMB 77 PL 11
Instrument DateJul 31, 2023
Transaction TypeTransfer
Record UpdatedAug 18, 2023
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address7 JERMAE ST, THURMONT, MD 21788-2264

Mortgage

Document Number0016546463
DateAug 04, 2023
Instrument16546/463
Lender
NameCAPITAL BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,019.00 (+51.31%) Homeowner's exemption$354,367 (+31.39%)$396,700 (+47.09%) Land $80,400 Building $316,300
2023$3,317.00 (+7%) Homeowner's exemption$269,700 (+2.06%) Land $70,200 Building $199,500$269,700 (-) Land $70,200 Building $199,500
2022$3,100.00 Homeowner's exemption$264,267$269,700 Land $70,200 Building $199,500

Flood & Wildfire

7 Jermae St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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