5 Jermae St, Thurmont, MD 21788 Property Records

Frederick County property record for 5 Jermae St, Thurmont, MD 21788 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage2,080 sqft Living Area
Lot Size8,503 sqft (0.195 acres)
GarageAttached, 312 sqft
OccupancyOwner Occupied
Last Sale$255,000 (2014)
Tax Bill$4,395.00 (2024)

Property Details

APN / Parcel Number

Primary APN15-363371
Alternative APN
  • 363371

Interior

Full Baths2 Baths
Building Area2,080 sqft Living Area
Gross Area2,392 sqft Gross Area
1st Floor1,380 sqft 1st Floor
Basement Area700 sqft Basement
Finished Basement700 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area8,503 sqft (0.195 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area312 sqft Garage
Deck Area240 sqft Deck
PorchOpen Porch
Porch Area95 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number363371
Street Address5 JERMAE ST
CityTHURMONT
StateMD
Zip21788-2264
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 66 SECTION III 8,503 SQ. FT. JERMAE ESTATES
Legal SubdivisionJERMAE ESTATES
Legal Lot Number66
JurisdictionFREDERICK MD
Minor Civil Division15, THURMONT
Census Blockgroup5
Census Block5007
Census Tract753001

Owner

Source: Frederick County records · APN 15-363371

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5 JERMAE ST, THURMONT, MD 21788-2264
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Intrafamily Transfer, Transfer
Feb 14, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 21, 2014 · Amount on Record
Deed SaleJul 21, 2014 · Amount on Record
Prior SaleSep 08, 2005 · Amount on Record
Deed Book / Page10134 / 290
Last Transfer DateJul 18, 2022
Transfer Doc0160820089
Record RefreshedJun 08, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateAug 12, 2022
Property Address5 JERMAE ST, THURMONT, MD 21788-2264
Document Number0160820089
Book / Page16082 / 89
Map ReferenceMB 77 PL 11
Instrument DateJul 18, 2022
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5 JERMAE ST, THURMONT, MD 21788-2264

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5 JERMAE ST, THURMONT, MD 21788-2264
Document Number0116950078
Instrument DateFeb 14, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 JERMAE ST THURMONT MD 217882264, THURMONT, MD 21788-2264

Mortgage

Document Number0116950078
DateMar 01, 2017
Book Page011695/000078
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 28, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$330,833 (+21.67%)$360,300 (+32.51%) Land $75,000 Building $285,300
2024$4,395.00 (+6.01%)
2023$4,146.00 Homeowner's exemption$271,900 Land $65,000 Building $206,900$271,900 Land $65,000 Building $206,900

Flood & Wildfire

5 Jermae St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Jermae St

Nearby Streets

Search Property Records by Address or Parcel Number