7 Jackson St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 7 Jackson St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,414 sqft · built 1958
Lot Size0.229 acres (9,975 sqft)
Owner2 Individual Names on Record
Last Sale$287,000 (Sep 2004)
Tax Bill$4,933 (2026)
Deeds & MortgagesApr 2026 Line of Credit
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN8702-35

Property Details

APN / Parcel Number

Primary APN8702-35
Alternative APN
  • CUMB M:054 B:0421 L:000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,414 sqft Living Area
Gross Area3,196 sqft
1st Floor Area1,414 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,975 sqft (0.229 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number8702-35
Street Address7 JACKSON ST
CityCUMBERLAND
StateRI
Zip02864-3416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block421
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2034
Census Tract11403

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 JACKSON ST, CUMBERLAND, RI 02864-3416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Deed of Trust, Mortgage · Line of Credit
NAVIGANT CREDIT UNION
Jun 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVIGANT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2004 · Amount on Record
Deed SaleSep 21, 2004 · Amount on Record
Prior SaleJun 22, 2000 · Amount on Record
Deed Book / Page1227 / 251
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Recording DateApr 10, 2026
Property Address7 JACKSON ST, CUMBERLAND, RI 02864-3416
Document Number0000154489
Book / Page2027 / 594
Instrument DateApr 3, 2026
Instrument2026154489
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 JACKSON ST, CUMBERLAND, RI 02864-3416

Mortgage

Document Number002027-594,
DateApr 10, 2026
Book Page2027/594
Instrument2026154489
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 1, 2046
Interest
Rate6%
Max Rate-1%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address7 JACKSON ST, CUMBERLAND, RI 02864-3416
Document Number1804-109
Instrument DateJun 6, 2019
Transaction TypeMortgage
Record UpdatedJul 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 JACKSON ST CUMBERLAND RI 028643416, CUMBERLAND, RI 02864-3416

Mortgage

Document Number1804-109
DateJun 14, 2019
Book Page001804/000109
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 13, 2034

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,933.00 (+5.52%)$492,800 (+29.34%) Land $242,700 Building $250,100$504,303
2025$4,675.00 (+5.6%)$381,000 (-) Land $159,900 Building $221,100
2023$4,427.00 (+7.79%)$381,000 (+39.05%) Land $159,900 Building $221,100
2022$4,107.00$274,000 Land $99,900 Building $174,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1982–2010)
Claims Outside the SFHA1 of 3
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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