40 Jackson St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 40 Jackson St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,584 sqft · built 1960
Lot Size0.36 acres (15,682 sqft)
OwnerTrust Name on Record
Last Sale$182,500 (Jun 2002)
Tax Bill$5,146 (2026)
Deeds & MortgagesSep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN233-10

Property Details

APN / Parcel Number

Primary APN233-10
Alternative APN
  • CUMB M:054 B:0419 L:000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,584 sqft Living Area
Gross Area3,800 sqft
1st Floor Area1,584 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number233-10
Street Address40 JACKSON ST
CityCUMBERLAND
StateRI
Zip02864-3417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block419
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2033
Census Tract11403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Lime Kilns
listed 1984 · 3 contributing resources · NRIS 84002015

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address40 JACKSON ST, CUMBERLAND, RI 02864-3417
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2002 · Amount on Record
Deed SaleJun 11, 2002 · Amount on Record
Prior SaleOct 26, 2001 · Amount on Record
Deed Book / Page1772 / 163
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address40 JACKSON ST, CUMBERLAND, RI 02864-3417
Transaction TypeMortgage
Record UpdatedOct 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001941-401
DateSep 21, 2022
Book Page1941/401
Instrument135323
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,146.00 (+6.12%)$514,100 (+30.09%) Land $254,500 Building $259,600$549,249
2025$4,849.00 (+5.6%)$395,200 (-) Land $167,700 Building $227,500
2023$4,592.00 (+6.62%)$395,200 (+37.56%) Land $167,700 Building $227,500
2022$4,307.00$287,300 Land $104,800 Building $182,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1982–2010)
Claims Outside the SFHA1 of 3
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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