3 Jackson St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 3 Jackson St, Cumberland, RI 02864 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,696 sqft · built 1965
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jun 2012)
Tax Bill	$4,875 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9080-73`

Property Details

APN / Parcel Number

Primary APN	`9080-73`
Alternative APN	`CUMB M:054 B:0420 L:000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	3,632 sqft
1st Floor Area	1,696 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,888 sqft (0.227 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9080-73
Street Address	3 JACKSON ST
City	CUMBERLAND
State	RI
Zip	02864-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	420
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2034
Census Tract	11403

Owner

Source: Cumberland Town records · APN 9080-73

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 JACKSON ST, CUMBERLAND, RI 02864-3416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION
Feb 09, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 06, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND CREDIT UNION
Jun 18, 2018	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2012 · Amount on Record
Deed Sale	Jun 01, 2012 · Amount on Record
Deed Document Number	20125
Deed Book / Page	1572 / 208
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	3 JACKSON ST, CUMBERLAND, RI 02864-3416
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002015-911
Date	Nov 17, 2025
Book Page	2015/911
Instrument	152194

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2050

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	3 JACKSON ST, CUMBERLAND, RI 02864-3416
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1875-777
Date	Feb 09, 2021
Book Page	1875/777
Instrument	121442

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Mar 01, 2043

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	3 JACKSON ST, CUMBERLAND, RI 02864-3416
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1826-269
Date	Jan 06, 2020
Book Page	1826/269

Lender

Name	RHODE ISLAND CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2040

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	3 JACKSON ST, CUMBERLAND, RI 02864-3416
Document Number	1776-491
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 JACKSON ST CUMBERLAND RI 028643416, CUMBERLAND, RI 02864-3416

Mortgage

Document Number	1776-491
Date	Jun 25, 2018
Book Page	001776/000491

Lender

Name	MERIDIAN HM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 24, 2043

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,875.00 (+5.59%)	$397,300 (-) Land $159,600 Building $237,700
2023	$4,617.00 (+8.46%)	$397,300 (+39.89%) Land $159,600 Building $237,700
2022	$4,257.00	$284,000 Land $99,700 Building $184,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070114032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 62% of Rhode Island
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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