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7 Harbor Pt, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 7 Harbor Pt, Key Biscayne, FL 33149 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details7 bd · 10 ba · 10,776 sqft · built 2010
Lot Size0.524 acres (22,860 sqft)
OwnerCompany Name on File
Tax Bill$237,761 (2025)
Deeds & MortgagesDec 2022 Transfer
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN24-4232-002-0281

Property Details

APN / Parcel Number

Primary APN24-4232-002-0281

Interior

Bedrooms7 Beds
Full Baths10 Baths
Stories2 Stories
Building Area10,776 sqft Living Area
Gross Area12,726 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Exterior MaterialStucco
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialTile
Lot Area22,860 sqft (0.524 acres)
Garage Area552 sqft

Exterior Amenities

PorchPorch
Porch Area543 sqft
Patio Area1,100 sqft
Gazebo225 sqft
Boat AccessBoat Access

Location & Zoning

Street Address7 HARBOR PT
CityKEY BISCAYNE
StateFL
Zip33149-1715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description32-33 54 42 & 4-5-6 55 42 MATHESON EST .55 AC PB 46-86 S90FT OF N110FT TR 13 W PRIV DR LOT SIZE 90.000 X 254 COC 24503-4264 0
Legal Range42
Legal Township54
Legal Section32
Legal SubdivisionMATHESON EST
Legal Tract13
Legal Block13
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1003
Census Tract4602

Owner

Source: Miami-Dade County records · APN 24-4232-002-0281

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address25 W FLAGLER ST, MIAMI, FL 33130-1712
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2022Correction Deed
ATTORNEY ONLY, ATTORNEY
Jan 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMERICA BANK
Oct 13, 2020Grant Deed, Transfer
ATTORNEY ONLY
Mar 15, 2018Deed of Trust, Mortgage · Line of Credit
COMERICA BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 05, 2022
Deed SaleDec 05, 2022
Deed Document Number0335214338
Deed Book / Page24503 / 4264
Prior Transfer DateMay 09, 2006
Prior Transfer Doc2006R0497635
Record UpdatedJun 08, 2026

December 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionDADE FL
Recording DateDec 28, 2022
Property Address7 HARBOR PT, KEY BISCAYNE, FL 33149-1715
Document Number0000964560
Book / Page33521 / 4338
Map ReferenceMB 46 PG 86
Instrument DateDec 05, 2022
Instrument2022R0964560
Record UpdatedApr 02, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address2666 THE STRAND, HERMOSA BEACH, CA 90254-2420

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 WEST FLAGER STREET, MIAMI, FL 33130-1712

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address7 HARBOR PT, KEY BISCAYNE, FL 33149-1715
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033122
DateJan 11, 2020
Book Page31775/1748
Instrument2020R0033122
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateFeb 01, 2035
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDADE FL
Recording DateOct 13, 2020
Property Address7 HARBOR PT, KEY BISCAYNE, FL 33149-1715
Document Number0000580278
Book / Page032139 / 004345
Instrument DateSep 29, 2020
Instrument580278
Transaction TypeTransfer
Record UpdatedNov 03, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$93,000.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address25 W FLAGLER ST MIAMI FL 331301712, MIAMI, FL 33130-1712

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address7 HARBOR PT, KEY BISCAYNE, FL 33149-1715
Document Number0000246221
Instrument DateMar 15, 2018
Transaction TypeMortgage
Record UpdatedMay 07, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2666 THE STRAND HERMOSA BEACH CA 902542420, HERMOSA BEACH, CA 90254-2420

Mortgage

Document Number0000246221
DateApr 24, 2018
Book Page030952/003150
Instrument246221
Lender
NameCOMERICA BK
TypeBank
Address39200 6 MILE RD, LIVONIA, MI 48152-2656
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$237,761.00 (+3.62%) Homeowner's exemption$15,175,296 (+5.99%)$19,181,548 (+29.8%) Land $16,002,000 Building $3,179,548
2023$229,445.00 (+3.68%) Homeowner's exemption$14,318,074 (+3%)$14,777,410 (+6.3%) Land $11,430,000 Building $3,347,410
2022$221,297.00$13,901,043 Land $10,515,600 Building $3,385,443$13,901,043 Land $10,515,600 Building $3,385,443

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860046021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 201 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies201 in force
145 of 201 on primary residences
Nearby Flood Claims312 (1979–2024)
Claims Outside the SFHA1 of 312
Most Recent ClaimJun 2024, rainfall accumulation
Flood Events
  • Hurricane Irma (Sep 2017), 38 claims
  • Hurricane Wilma (Oct 2005), 26 claims
  • Hurricane Andrew (Aug 1992), 195 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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