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11 Harbor Pt, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 11 Harbor Pt, Key Biscayne, FL 33149 · Last verified August 2026

Property Summary

Property TypeResidential Vacant Land
Details5 bd · 6.5 ba · 7,513 sqft · built 1981
Lot Size0.726 acres (31,625 sqft)
Owner2 Individual Names on File
Last Sale$11,500,000 (Dec 2012)
Tax Bill$167,866 (2025)
Deeds & MortgagesAug 2025 Line of Credit
Flood ZoneZone AE (high risk)
APN24-4232-002-0261

Property Details

APN / Parcel Number

Primary APN24-4232-002-0261

Interior

Bedrooms5 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area7,513 sqft Living Area
Gross Area10,027 sqft
1st Floor Area7,513 sqft
FlooringCovered

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area31,625 sqft (0.726 acres)
Patio Area4,859 sqft
Boat AccessBoat Access

Location & Zoning

Street Address11 HARBOR PT
CityKEY BISCAYNE
StateFL
Zip33149-1715
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description32 33 54 42 & 4 5 6 55 42 .47 AC MATHESON ESTATES PB 46-86 S100FT OF N310FT TR 13 LYG W OF C/L OF PRIV R/W& N25FT OF LOT 4 BLK 1 OF LORIDO ESTS PB 106-69 LOT SIZE 125.000 X 253 OR 21251-3606 052003 1 COC 22307-3210 05 2004 4
Legal Range42E
Legal Township54S
Legal Section32
Legal SubdivisionMATHESON ESTATES
Legal Tract13
Legal Block1
Legal Lot Number4
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1003
Census Tract4602

Owner

Source: Miami-Dade County records · APN 24-4232-002-0261

Assessment roll updated July 21, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11 HARBOR PT, KEY BISCAYNE, FL 33149-1715
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 26, 2012 · Amount on Record
Deed SaleDec 26, 2012 · Amount on Record
Prior SaleMay 15, 2003 · Amount on Record
Deed Document Number2012929640
Deed Book / Page28415 / 2523
Prior Transfer DateMay 12, 2004
Prior Transfer Doc0000367885
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address11 HARBOR PT, KEY BISCAYNE, FL 33149-1715
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 HARBOR PT, KEY BISCAYNE, FL 33149-1715

Mortgage

Document Number0000596951
DateAug 04, 2025
Book Page34881/1661
Instrument2025R0596951
Lender
NameTHE NORTHERN TRUST CO
TypeBank
AddressCHICAGO, IL 60603
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 01, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$167,866.00 (-6.49%) Homeowner's exemption$10,667,061 (-4.51%)$22,150,240 (+26.05%) Land $22,137,500 Building $12,740
2023$179,517.00 (+3.87%) Homeowner's exemption$11,170,782 (+3%)$17,572,414 (+7.67%) Land $15,812,500 Building $1,759,914
2022$172,825.00 Homeowner's exemption$10,845,420$16,321,139 Land $14,547,500 Building $1,773,639

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860046021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 201 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims312 (1979–2024)
Claims Outside the SFHA1 of 312
Most Recent ClaimJun 2024, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Wilma, Oct 2005 · 26 claims
  • Hurricane Andrew, Aug 1992 · 195 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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