Miami-Dade County property record for 3 Harbor Pt, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 8 ba · 14,978 sqft · built 1989 |
| Lot Size | 0.781 acres (34,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (May 2012) |
| Tax Bill | $98,065 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-002-0240 |
| Primary APN | 24-4232-002-0240 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 14,978 sqft Living Area |
| Gross Area | 17,354 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 34,000 sqft (0.781 acres) |
| Pool Area | 46 sqft |
| Patio Area | 600 sqft |
| Boat Access | Boat Access |
| Street Address | 3 HARBOR PT |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2000 |
| Legal Description | 32-33 54 42 & 4-5-6 55 42 MATHESON ESTSPB 46-86 POR OF TR 12 DESC COM AT X OF N/L OF TR 11 & W/L OF SEC 5-55-42 TH W232.26FT S 24 DEG W 144.98FT S 4 DEG W 98.79FT TO N/L OF TR 12 CONT S 4 DEG W 5.95FT S 49 DEG W 106.46FT FOR POB TH S 18 DEG W 26.40FT |
| Legal Range | 42E |
| Legal Township | 54S |
| Legal Section | 32 |
| Legal Subdivision | MATHESON EST |
| Legal Tract | 12,11 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 4602 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1801 SW 3RD AVE, MIAMI, FL 33129-1496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2012 · Amount on Record |
| Deed Sale | May 3, 2012 · Amount on Record |
| Prior Sale | Mar 25, 1997 · Amount on Record |
| Deed Document Number | 2012315851 |
| Deed Book / Page | 28097 / 2018 |
| Prior Transfer Date | Mar 25, 2012 |
| Prior Transfer Doc | 0000315851 |
| Record Updated | Oct 29, 2026 |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,065.00 (+3.69%) Homeowner's exemption | $6,182,588 (+5.99%) | $22,509,267 (+10.31%) Land $19,154,439 Building $3,354,828 |
| 2023 | $94,574.00 (+4.53%) Homeowner's exemption | $5,833,346 (+3%) | $20,404,805 (+7%) Land $17,000,000 Building $3,404,805 |
| 2022 | $90,477.00 Homeowner's exemption | $5,663,443 | $19,069,795 Land $15,640,000 Building $3,429,795 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 312 (1979–2024) |
| Claims Outside the SFHA | 1 of 312 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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