7 Geraldine St, Ward, AR 72176 Property Records

Lonoke County property record for 7 Geraldine St, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,100 sqft · built 1999
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$136,000 (Mar 2022)
Tax Bill	$495 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`800-57004-000`

Property Details

APN / Parcel Number

Primary APN	`800-57004-000`
Alternative APN	`39013`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,620 sqft
1st Floor Area	1,100 sqft
Flooring	Carpet

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	520 sqft
Driveway	Concrete Driveway
Driveway Area	1,468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	192 sqft
Patio Area	392 sqft
Kennel	Kennel

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7 GERALDINE ST
City	WARD
State	AR
Zip	72176-8585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	05N
Legal Section	34
Legal Subdivision	SI-MEL
Legal Block	1
Legal Lot Number	4
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	1
Census Block	1065
Census Tract	20102

Owner

Source: Lonoke County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 GERALDINE ST, WARD, AR 72176-8585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF LITTLE ROCK MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Transfer Doc	0294000076
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 2, 2022
Property Address	7 GERALDINE ST, WARD, AR 72176-8585
Document Number	0000002541
Book / Page	2022 / 2541
Instrument Date	Feb 28, 2022
Instrument	2022-02541
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	WACO TITLE COMPANY CABOT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$448.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 FUSCATA LOOP, 75, LONOKE, AR 72086-9319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 GERALDINE ST, WARD, AR 72176-8585

Mortgage

Document Number	0202202542
Date	Mar 2, 2022
Instrument	2022-02542

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	May 30, 2018
Property Address	7 GERALDINE ST, WARD, AR 72176-8585
Document Number	0000005047
Instrument Date	May 24, 2018
Instrument	5047
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	TRINITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.40
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 GERALDINE ST WARD AR 721768585, WARD, AR 72176-8585

Mortgage

Document Number	5048
Date	May 30, 2018
Instrument	5048

Lender

Name	BANK OF LITTLE ROCK MTG CORP
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,550 (-) Land $2,400 Building $17,150	$97,750 (-) Land $12,000 Building $85,750
2024	$495.00 (-13.16%)
2023	$570.00 Homeowner's exemption	$19,550 Land $2,400 Building $17,150	$97,750 Land $12,000 Building $85,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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