2 Geraldine St, Ward, AR 72176 Property Records

Lonoke County property record for 2 Geraldine St, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,270 sqft · built 1998
Lot Size	0.337 acres (14,700 sqft)
Owner	Owner Name on Record
Tax Bill	$1,038 (2024)
Deeds & Mortgages	May 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`800-57032-000`

Property Details

APN / Parcel Number

Primary APN	`800-57032-000`
Alternative APN	`39041`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	1,270 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1998
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,700 sqft (0.337 acres)
Lot Dimensions	140 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	1,105 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Patio Area	224 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2 GERALDINE ST
City	WARD
State	AR
Zip	72176-8585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:32 CITY/MUNI/TWP:WARD SUBD:SI-MEL SEC/TWN/RNG/MER:SEC 34 TWN 05N RNG 09W
Legal Range	09W
Legal Township	05N
Legal Section	34
Legal Subdivision	SI-MEL
Legal Lot Number	32
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	1
Census Block	1071
Census Tract	20102

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2 GERALDINE ST, WARD, AR 72176-8585
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 29, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Nov 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 26, 1998
Transfer Doc	0003140263
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	2 GERALDINE ST, WARD, AR 72176-8585
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006998
Date	May 28, 2021
Book Page	2021/6998
Instrument	2021-06998

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	2 GERALDINE ST, WARD, AR 72176-8585
Document Number	0000001465
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 GERALDINE ST WARD AR 721768585, WARD, AR 72176-8585

Mortgage

Document Number	0000001465
Date	Feb 11, 2020
Instrument	1465

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	2 GERALDINE ST, WARD, AR 72176-8585
Document Number	0000011968
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 GERALDINE ST WARD AR 721768585, WARD, AR 72176-8585

Mortgage

Document Number	0000011968
Date	Dec 7, 2017
Instrument	11968

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,410 (-) Land $2,400 Building $18,010
2024	$1,038.00
2023	$1,038.00	$20,410 Land $2,400 Building $18,010	$102,050 Land $12,000 Building $90,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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