5 Geraldine St, Ward, AR 72176 Property Records

Lonoke County property record for 5 Geraldine St, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,615 sqft · built 1996
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,500 (Sep 2020)
Tax Bill	$741 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`800-57003-000`

Property Details

APN / Parcel Number

Primary APN	`800-57003-000`
Alternative APN	`39012`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,615 sqft Living Area
Gross Area	2,099 sqft
1st Floor Area	1,615 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	954 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Patio Area	173 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5 GERALDINE ST
City	WARD
State	AR
Zip	72176-8585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	05N
Legal Section	34
Legal Subdivision	SI-MEL
Legal Block	1
Legal Lot Number	3
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	1
Census Block	1065
Census Tract	20102

Owner

Source: Lonoke County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 GERALDINE ST, WARD, AR 72176-8585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 14, 2020	Warranty Deed, Transfer FIRSTTRUST HM LNS
Jun 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BK
Sep 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Nov 17, 2010
Deed Document Number	202010176
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	5 GERALDINE ST, WARD, AR 72176-8585
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008836
Date	Sep 22, 2025
Book Page	2025/8836
Instrument	2025-08836

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 21, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Sep 14, 2020
Property Address	5 GERALDINE ST, WARD, AR 72176-8585
Document Number	0000010176
Book / Page	002020 / 010176
Instrument Date	Sep 9, 2020
Instrument	10176
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	CABOT TITLE COMPANY INC, CABOT TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$493.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 GERALDINE ST WARD AR 721768585, WARD, AR 72176-8585

Mortgage

Document Number	10177
Date	Sep 14, 2020
Instrument	10177

Lender

Name	FIRSTTRUST HM LNS
Address	SHERIDAN, AR 72150

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	5 GERALDINE ST, WARD, AR 72176-8585
Document Number	0000006791
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 GERALDINE ST WARD AR 721768585, WARD, AR 72176-8585

Mortgage

Document Number	0000006791
Date	Jul 17, 2018
Instrument	6791

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2033

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LONOKE AR
Recording Date	Sep 26, 2017
Property Address	5 GERALDINE ST, WARD, AR 72176-8585
Document Number	0000009470
Instrument Date	Sep 24, 2017
Instrument	9470
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LONOKE AR
Recording Date	Sep 26, 2017
Property Address	5 GERALDINE ST, WARD, AR 72176-8585
Document Number	0000009469
Instrument Date	Sep 24, 2017
Instrument	9469
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 CHARLIE LOOP LONOKE AR 720868458, LONOKE, AR 72086-8458

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,400 (-) Land $2,400 Building $22,000	$122,000 (-) Land $12,000 Building $110,000
2024	$741.00 (-9.19%)
2023	$816.00 Homeowner's exemption	$24,400 Land $2,400 Building $22,000	$122,000 Land $12,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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