Essex County and Peabody City property record for 7 Gemma Dr, Peabody, MA 01960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,850 sqft · built 1994 |
| Lot Size | 0.234 acres (10,202 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $915,000 (Jun 2025) |
| Tax Bill | $8,574 (2026) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0108 B:0396 |
| Primary APN | PEAB M:0108 B:0396 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,850 sqft Living Area |
| 1st Floor Area | 2,450 sqft |
| Basement Area | 506 sqft |
| Unfinished Basement | 506 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 10,202 sqft (0.234 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 13974 |
|---|---|
| Street Address | 7 GEMMA DR |
| City | PEABODY |
| State | MA |
| Zip | 01960-6264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 396 |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 210500 |
Source: Essex County and Peabody City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 GEMMA DR, PEABODY, MA 01960-6264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 16, 2025 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Oct 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR |
| Sep 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on Record |
| Deed Sale | Jun 16, 2025 · Amount on Record |
| Prior Sale | Feb 28, 1995 · Amount on Record |
| Prior Transfer Date | Jun 13, 2025 |
| Prior Transfer Doc | 0000659337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Jun 16, 2025 |
| Property Address | 7 GEMMA DR, PEABODY, MA 01960-6264 |
| Document Number | 0000659337 |
| Instrument Date | Jun 13, 2025 |
| Instrument | 659337 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 GEMMA DR, PEABODY, MA 01960-6264 |
| Document Number | 0000659338 |
|---|---|
| Date | Jun 16, 2025 |
| Instrument | 659338 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 7 GEMMA DR, PEABODY, MA 01960-6264 |
| Document Number | 0000597186 |
| Instrument Date | Oct 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 GEMMA DR PEABODY MA 019606264, PEABODY, MA 01960-6264 |
| Document Number | 0000597186 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 597186 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 7 GEMMA DR, PEABODY, MA 01960-6264 |
| Document Number | 1710160082 |
| Instrument Date | Sep 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 1710160082 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 1710160082 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2047 |
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,574.00 (+6.84%) | $905,400 (+4.48%) Land $322,200 Building $583,200 | $902,700 (+4.44%) |
| 2025 | $8,025.00 (+10.35%) | $866,600 (+8.68%) Land $298,400 Building $568,200 | $864,310 |
| 2024 | $7,272.00 (+5.76%) | $797,400 (+10.4%) Land $298,400 Building $499,000 | |
| 2023 | $6,876.00 | $722,300 Land $248,700 Building $473,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2004–2011) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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