Essex County and Peabody City property record for 4 Gemma Dr, Peabody, MA 01960
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,208 sqft · built 1996 |
| Lot Size | 0.942 acres (41,012 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,385,000 (Sep 2025) |
| Tax Bill | $10,540 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Mar 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0115 B:0363 |
| Primary APN | PEAB M:0115 B:0363 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,208 sqft Living Area |
| 1st Floor Area | 2,848 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 41,012 sqft (0.942 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 14798 |
|---|---|
| Street Address | 4 GEMMA DR |
| City | PEABODY |
| State | MA |
| Zip | 01960-6264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 363 |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 210500 |
Source: Essex County and Peabody City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 GEMMA DR, PEABODY, MA 01960-6264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 19, 2025 | Quit Claim Deed, Transfer CROSSCOUNTRY MORTGAGE INC |
| Mar 30, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Nov 16, 2019 | Deed of Trust, Mortgage · Line of Credit EASTERN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Prior Sale | Dec 14, 1994 · Amount on Record |
| Deed Document Number | 2025661437 |
| Prior Transfer Date | Sep 18, 2025 |
| Prior Transfer Doc | 0000661437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Sep 19, 2025 |
| Property Address | 4 GEMMA DR, PEABODY, MA 01960-6264 |
| Document Number | 0000661437 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 661437 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 GEMMA DR, PEABODY, MA 01960-6264 |
| Document Number | 0000661438 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 661438 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Type Change Date | Oct 1, 2030 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Mar 30, 2022 |
| Property Address | 4 GEMMA DR, PEABODY, MA 01960-6264 |
| Document Number | 0000635091 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 635091 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 GEMMA DR, PEABODY, MA 01960-6264 |
| Document Number | 0000635092 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 635092 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 4 GEMMA DR, PEABODY, MA 01960-6264 |
| Document Number | 0000610014 |
| Instrument Date | Nov 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 121 MYSTIC AVE #10 MEDFORD MA 021554630, 10, MEDFORD, MA 02155-4630 |
| Document Number | 0000610014 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 610014 |
| Name | EASTERN BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,540.00 (+8.17%) | $1,113,000 (+5.77%) Land $371,000 Building $742,000 | $1,186,018 (-2.47%) |
| 2025 | $9,744.00 (+10.03%) | $1,052,300 (+8.36%) Land $343,500 Building $708,800 | $1,216,095 |
| 2024 | $8,856.00 (+7.22%) | $971,100 (+11.93%) Land $343,500 Building $627,600 | |
| 2023 | $8,260.00 | $867,600 Land $286,200 Building $581,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2004–2011) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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