Essex County and Peabody City property record for 10 Gemma Dr, Peabody, MA 01960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,973 sqft · built 1994 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $8,209 (2026) |
| Deeds & Mortgages | Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0108 B:0399 |
| Primary APN | PEAB M:0108 B:0399 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,973 sqft Living Area |
| 1st Floor Area | 1,973 sqft |
| Basement Area | 275 sqft |
| Unfinished Basement | 275 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,001 sqft (0.23 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 13977 |
|---|---|
| Street Address | 10 GEMMA DR |
| City | PEABODY |
| State | MA |
| Zip | 01960-6264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 399 |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 210500 |
10 Gemma Dr is owner-occupied and held in a trust since December 2004.
Source: Essex County and Peabody City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10 GEMMA DR, PEABODY, MA 01960-6264 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2004 |
| Deed Sale | Dec 28, 2004 |
| Prior Sale | Feb 24, 1995 · Amount on File |
| Deed Document Number | 200465379 |
| Transfer Doc | 0000065379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 10 GEMMA DR, PEABODY, MA 01960-6264 |
| Document Number | 0000584570 |
| Instrument Date | Jun 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Document Number | 0000584570 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 584570 |
| Name | EASTERN BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 10 Gemma Dr was $8,209, up 10.1% from the year before.
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,209.00 (+10.14%) | $866,800 (+7.69%) Land $321,300 Building $545,500 | $855,517 (-5.06%) |
| 2025 | $7,453.00 (+9.94%) | $804,900 (+8.29%) Land $297,500 Building $507,400 | $901,075 |
| 2024 | $6,779.00 (+6.92%) | $743,300 (+11.61%) Land $297,500 Building $445,800 | |
| 2023 | $6,340.00 | $666,000 Land $248,000 Building $418,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Gemma Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2004–2011) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 Gemma Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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