7 Gardner St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 7 Gardner St, Arlington, MA 02474

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,064 sqft · built 1957
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$868,000 (Aug 2022)
Tax Bill	$8,514 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22638`

Property Details

APN / Parcel Number

Primary APN	`22638`
Alternative APN	`ARLI M:033.0 B:0001 L:0022`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,064 sqft Living Area
Gross Area	2,308 sqft
1st Floor Area	1,013 sqft
Basement Area	1,703 sqft
Finished Basement	1,032 sqft
Unfinished Basement	671 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,050 sqft (0.139 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	22638
Street Address	7 GARDNER ST
City	ARLINGTON
State	MA
Zip	02474-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	22
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	1
Census Block	1010
Census Tract	356300

Owner

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 GARDNER ST, ARLINGTON, MA 02474-3806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Dec 28, 1992 · Amount on Record
Deed Document Number	2022131690
Deed Book / Page	80639 / 125
Record Updated	Oct 29, 2026

August 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ARLINGTON MA
Recording Date	Aug 26, 2022
Property Address	7 GARDNER ST, ARLINGTON, MA 02474-3806
Document Number	080639-125
Book / Page	80639 / 125
Instrument Date	Aug 26, 2022
Instrument	131690
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 GARDNER ST, ARLINGTON, MA 02474-3806

Mortgage

Document Number	0000131691
Date	Aug 26, 2022
Instrument	131691

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Sep 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,514.00 (+2.01%)	$797,900 (+2.97%) Land $499,300 Building $298,600	$881,967 (-6.58%)
2025	$8,346.00 (+14.85%)	$774,900 (+12.93%) Land $481,200 Building $293,700	$944,110 (+9.92%)
2024	$7,267.00 (+3.58%)	$686,200 (+9.63%) Land $457,200 Building $229,000	$858,895
2023	$7,016.00	$625,900 Land $409,000 Building $216,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 individual policies
Nearby Flood Policies	145 units insured incl. 118 condo units
Nearby Flood Claims	25 (1982–2010)
Claims Outside the SFHA	7 of 25
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 8 claims Severe Storms And Flooding, May 2006 · 8 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy, Starry.

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