12 Gardner St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 12 Gardner St, Arlington, MA 02474

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,860 sqft · built 2010
Lot Size0.112 acres (4,890 sqft)
Owner2 Individual Names on File
Last Sale$399,000 (Nov 2010)
Tax Bill$11,449 (2026)
Deeds & MortgagesNov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN313270

Property Details

APN / Parcel Number

Primary APN313270
Alternative APN
  • ARLI M:035.A B:0001 L:0012

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area1,860 sqft Living Area
Basement Area756 sqft
Unfinished Basement756 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,890 sqft
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number313270
Street Address12 GARDNER ST
CityARLINGTON
StateMA
Zip02474-3808
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR2
Legal Block1
Legal Lot Number12
JurisdictionARLINGTON MA
Township / Civil DivisionARLINGTON
Census Block Group2
Census Block2013
Census Tract356300

Owner

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address12 GARDNER ST, ARLINGTON, MA 02474-3808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2010 · Amount on File
Deed SaleNov 2, 2010 · Amount on File
Prior SaleOct 18, 2004
Deed Book / Page1392 / 23
Transfer Doc128-52
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address12 GARDNER ST, ARLINGTON, MA 02474-3808
Document Number0000077457
Instrument DateNov 18, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077457
DateDec 14, 2017
Instrument77457
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 13, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionArlington Town
Unified School DistrictArlington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,449.00 (+4.25%)$1,073,000 (+5.23%) Building $1,073,000$1,090,972 (+35.63%)
2025$10,982.00 (+5%)$1,019,700 (+3.25%) Building $1,019,700$804,365 (+3.62%)
2024$10,459.00 (+7.46%)$987,600 (+13.75%) Building $987,600$776,245
2023$9,733.00$868,200 Building $868,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARLINGTON WATER DEPT. (MWRA)
serves 46,308 people · EPA ID MA3010000
Water SourcePurchased surface water from MWRA
Last State InspectionAug 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Netafy, Starry.

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