19 Gardner St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 19 Gardner St, Arlington, MA 02474

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,805 sqft · built 1956
Lot Size	0.142 acres (6,168 sqft)
Owner	2 Individual Names on File
Last Sale	$472,000 (Sep 2005)
Tax Bill	$9,507 (2026)
Deeds & Mortgages	Jan 2021 Refinance Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22601`

Property Details

APN / Parcel Number

Primary APN	`22601`
Alternative APN	`ARLI M:033.0 B:0001 L:0019`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,805 sqft Living Area
Gross Area	2,596 sqft
Basement Area	768 sqft
Unfinished Basement	307 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1972
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,168 sqft (0.142 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	22601
Street Address	19 GARDNER ST
City	ARLINGTON
State	MA
Zip	02474-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	19
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	1
Census Block	1010
Census Tract	356300

Owner

19 Gardner St is owned and occupied by two individuals who bought it in September 2005.

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 GARDNER ST, ARLINGTON, MA 02474-3806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST FEDERAL BANK
Sep 24, 2018	Deed of Trust, Mortgage CBC NATIONAL BK
Dec 8, 2017	Quit Claim Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2005 · Amount on File
Deed Sale	Sep 9, 2005 · Amount on File
Deed Document Number	2005201393
Deed Book / Page	46063 / 29
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	19 GARDNER ST, ARLINGTON, MA 02474-3806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76761-296
Date	Jan 22, 2021
Book Page	76761/296
Instrument	15612

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	19 GARDNER ST, ARLINGTON, MA 02474-3806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71653-351
Date	Sep 24, 2018
Book Page	71653/351
Instrument	146798

Lender

Name	CBC NATIONAL BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Dec 8, 2017
Property Address	19 GARDNER ST, ARLINGTON, MA 02474-3806
Document Number	70357-537
Book / Page	70357 / 537
Instrument	199757
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$65.01
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 GARDNER ST, ARLINGTON, MA 02474-3806

Mortgage

Document Number	70357-541
Date	Dec 8, 2017
Book Page	70357/541
Instrument	199758

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 19 Gardner St was $9,507, up 1.8% from the year before.

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,507.00 (+1.78%)	$891,000 (+2.73%) Land $502,200 Building $388,800	$920,041 (+12.7%)
2025	$9,341.00 (+9.28%)	$867,300 (+7.45%) Land $484,000 Building $383,300	$816,335 (-2.53%)
2024	$8,548.00 (+7.77%)	$807,200 (+14.08%) Land $459,800 Building $347,400	$837,520
2023	$7,932.00	$707,600 Land $411,400 Building $296,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Gardner St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 individual policies
Nearby Flood Policies	145 units insured incl. 118 condo units
Nearby Flood Claims	25 (1982–2010)
Claims Outside the SFHA	7 of 25
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 8 claims Severe Storms And Flooding, May 2006 · 8 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy, Starry.

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