Essex County and Montclair Township property record for 7 Franklin Ave, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 1,556 sqft · built 1925 |
| Lot Size | 0.107 acres (4,655 sqft) |
| Owner | Company Name on File |
| Last Sale | $605,000 (Jan 2026) |
| Tax Bill | $11,961 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01912-0000-00008 |
| Primary APN | 13-01912-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,556 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 4,655 sqft (0.107 acres) |
| Lot Dimensions | 95 ft deep x 49 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130191200008 |
|---|---|
| Street Address | 7 FRANKLIN AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 49X95 IRR |
| Legal Subdivision | TOWNSHIP/MONTCLAIR |
| Legal Block | 1912 |
| Legal Lot Number | 8 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 17200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Glen Ridge Historic District listed 1982 · 1,156 contributing resources · NRIS 82004784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
7 Franklin Ave is owned by a company that bought it in January 2026.
Source: Essex County and Montclair Township records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 172 ALDER AVE, WAYNE, NJ 07470-6134 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEXGEN LENDING |
| Jan 9, 2026 | Deed, Transfer · Commercial Mortgage INSULA CAPITAL GROUP LLC |
| May 6, 2020 | Loan Modification, Mortgage · FHA Mortgage M&T BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2026 · Amount on File |
| Deed Sale | Jan 9, 2026 · Amount on File |
| Prior Sale | Jun 5, 2025 · Amount on File |
| Deed Document Number | 20261823 |
| Prior Transfer Date | Feb 6, 1990 |
| Prior Transfer Doc | 5115000155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 14, 2026 |
| Property Address | 7 FRANKLIN AVE, MONTCLAIR, NJ 07042-2407 |
| Document Number | 0000060574 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202660574 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 133 FRANKLIN AVE, WEST ORANGE, NJ 07052-6025 |
| Document Number | 0000060574, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 202660574 |
| Name | NEXGEN LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 9, 2026 |
| Property Address | 7 FRANKLIN AVE, MONTCLAIR, NJ 07042-2407 |
| Document Number | 0000001823 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 2026001823 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,512.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 172 ALDER AVENUE, WAYNE, NJ 07470-6134 |
| Name | Verified Name |
|---|---|
| Address | 295 N PARK ST, EAST ORANGE, NJ 07017-1819 |
| Document Number | 0000001824 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 2026001824 |
| Name | INSULA CAPITAL GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 7 FRANKLIN AVE, MONTCLAIR, NJ 07042-2407 |
| Document Number | 0000063519 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 475 CROSSPOINT PKWY GETZVILLE NY 140681609, GETZVILLE, NY 14068-1609 |
| Document Number | 0000063519 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 63519 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 7 Franklin Ave was $11,961, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,600 (-9.88%) Land $175,000 Building $131,600 | $306,600 (-9.88%) Land $175,000 Building $131,600 | |
| 2025 | $11,961.00 (+3.32%) | $340,200 Land $175,000 Building $165,200 | $340,200 Land $175,000 Building $165,200 |
| 2024 | $11,577.00 | ||
| 2023 | $340,200 Land $175,000 Building $165,200 | $340,200 Land $175,000 Building $165,200 | |
| 2022 | $11,185.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Franklin Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7 Franklin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 854 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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