7 Flagship Ct, Palm Coast, FL 32137 Property Records

Flagler County property record for 7 Flagship Ct, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 3,622 sqft · built 2002
Lot Size	0.298 acres (12,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Dec 2019)
Tax Bill	$13,205 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-11-31-3511-00000-0150`

Property Details

APN / Parcel Number

Primary APN	`04-11-31-3511-00000-0150`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,622 sqft Living Area
Gross Area	4,967 sqft
1st Floor Area	3,622 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,981 sqft (0.298 acres)
Driveway	Brick Driveway
Driveway Area	688 sqft
Pool Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7 FLAGSHIP CT
City	PALM COAST
State	FL
Zip	32137-3373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAK HAMMOCK LOT 15 OR 745 PG 1463 OR 927 PG 1053 OR 1462/523 OR 1843/1050-DC OR 2340/364 OR 2406/184
Legal Range	31E
Legal Township	11S
Legal Section	04
Legal Subdivision	OAK HAMMOCK
Legal Lot Number	15
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2002
Census Tract	60106

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 FLAGSHIP CT, PALM COAST, FL 32137-3373
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK
Dec 17, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Mar 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Jul 24, 2006 · Amount on Record
Deed Document Number	201946847
Deed Book / Page	2406 / 184
Prior Transfer Date	Feb 26, 2019
Prior Transfer Doc	0023400364
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 16, 2022
Property Address	7 FLAGSHIP CT, PALM COAST, FL 32137-3373
Document Number	0027141399
Book / Page	2714 / 1399
Map Reference	MB 32 PG 21&22
Instrument Date	Jul 28, 2022
Instrument	2022041491
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	TITLE CHAIN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10505 LILAC LN APT 1018, 10505, FORT WAYNE, IN 46825-2786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 FLAGSHIP CT, PALM COAST, FL 32137-3373

Mortgage

Document Number	0027141400
Date	Aug 16, 2022
Instrument	2714/1400

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 17, 2019
Property Address	7 FLAGSHIP CT, PALM COAST, FL 32137-3373
Document Number	0024060184
Book / Page	2406 / 0184
Map Reference	MB 32 PG 21&22
Instrument Date	Dec 16, 2019
Instrument	2019046847
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	VICTORY TTL OF ST JOHNS CNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14199 WM DAVIS PKWY # 112, 14199, JACKSONVILLE, FL 32224-6640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 FLAGSHIP CT, PALM COAST, FL 32137-3373

Mortgage

Document Number	0024060185
Date	Dec 17, 2019
Instrument	2406-0185

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 8, 2019
Property Address	7 FLAGSHIP CT, PALM COAST, FL 32137-3373
Document Number	0023400364
Book / Page	002340 / 000364
Instrument Date	Feb 26, 2019
Instrument	8125
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7 FLAGSHIP CT PALM COAST FL 321373373, PALM COAST, FL 32137-3373

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,205.00 (-1.48%) Homeowner's exemption Disabled Person's exemption	$983,491 (+5.99%)	$1,020,927 (+10.02%) Land $240,000 Building $780,927
2024	$13,403.00 (+2.07%)
2023	$13,131.00 (+74.64%) Homeowner's exemption Disabled Person's exemption	$927,936 (+72.32%) Land $143,000 Building $784,936	$927,936 (+33.87%) Land $143,000 Building $784,936
2022	$7,519.00 Homeowner's exemption	$538,494	$693,177 Land $143,000 Building $550,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 290 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,079 units insured incl. 789 condo units
Nearby Flood Claims	148 (1992–2022)
Claims Outside the SFHA	60 of 148
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Oct 2022 · 8 claims Hurricane Irma, Oct 2017 · 17 claims Hurricane Matthew, Oct 2016 · 111 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNES COMMUNITY DEVELOPMENT DISTRICT private · serves 5,054 people · EPA ID FL2184259
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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