4 Flagship Ct, Palm Coast, FL 32137 Property Records

Flagler County property record for 4 Flagship Ct, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,498 sqft · built 2017
Lot Size	0.346 acres (15,072 sqft)
Owner	2 Individual Names on File
Last Sale	$1,275,000 (Apr 2026)
Tax Bill	$7,108 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-11-31-3511-00000-0190`

Property Details

APN / Parcel Number

Primary APN	`04-11-31-3511-00000-0190`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,498 sqft Living Area
Gross Area	4,922 sqft
1st Floor Area	3,498 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	15,072 sqft (0.346 acres)
Driveway	Brick Driveway
Driveway Area	880 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 FLAGSHIP CT
City	PALM COAST
State	FL
Zip	32137-3374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAK HAMMOCK LOT 19 OR 778 PG 1 OR 1573/1792 OR 1934/942 OR 2086/260
Legal Range	31E
Legal Township	11S
Legal Section	04
Legal Subdivision	OAK HAMMOCK
Legal Lot Number	19
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2002
Census Tract	60106

Owner

4 Flagship Ct is owned and occupied by two individuals who bought it in April 2026.

Source: Flagler County records, as of May 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 FLAGSHIP CT, PALM COAST, FL 32137-3374
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer FLORIDA CLOSING COMPANY LLC
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANWISE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Sep 15, 2015
Deed Document Number	202616500
Deed Book / Page	3049 / 192
Prior Transfer Date	Nov 12, 2024
Prior Transfer Doc	0029171438
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 22, 2026
Property Address	4 FLAGSHIP CT, PALM COAST, FL 32137-3374
Document Number	0000016500
Book / Page	3049 / 192
Instrument Date	Apr 20, 2026
Instrument	2026.16500
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	FLORIDA CLOSING COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$901,425.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 FLAGSHIP CT, PALM COAST, FL 32137-3374

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	4 FLAGSHIP CT, PALM COAST, FL 32137-3374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021981590
Date	Apr 13, 2017
Book Page	2198/1590
Instrument	2017013063

Lender

Name	LOANWISE FINANCIAL LLC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4 Flagship Ct was $7,108, down 4.7% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,108.00 (-4.72%)	$545,647	$719,268 Land $120,488 Building $598,780
2024	$7,460.00 (+2.09%)
2023	$7,307.00 (+4.96%) Homeowner's exemption	$514,824 (+3%)	$713,818 (+10.73%) Land $120,488 Building $593,330
2022	$6,962.00 Homeowner's exemption	$499,829	$644,638 Land $120,488 Building $524,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Flagship Ct in Zone X, an area of minimal flood risk, though there have been 148 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 290 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,079 units insured incl. 789 condo units
Nearby Flood Claims	148 (1992–2022)
Claims Outside the SFHA	60 of 148
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Oct 2022 · 8 claims Hurricane Irma, Oct 2017 · 17 claims Hurricane Matthew, Oct 2016 · 111 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Flagship Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNES COMMUNITY DEVELOPMENT DISTRICT private · serves 5,054 people · EPA ID FL2184259
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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