3 Flagship Ct, Palm Coast, FL 32137 Property Records

Flagler County property record for 3 Flagship Ct, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,220 sqft · built 2006
Lot Size	0.414 acres (18,034 sqft)
Owner	2 Company Names on Record
Last Sale	$1,310,000 (Jul 2023)
Tax Bill	$15,758 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-11-31-3511-00000-0130`

Property Details

APN / Parcel Number

Primary APN	`04-11-31-3511-00000-0130`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,220 sqft Living Area
Gross Area	6,014 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	18,034 sqft (0.414 acres)
Driveway	Brick Driveway
Driveway Area	2,125 sqft
Pool Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3 FLAGSHIP CT
City	PALM COAST
State	FL
Zip	32137-3373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAK HAMMOCK LOT 13 OR 865 PG 906 OR 1528 PG 1353 OR 1646/4 OR 1647/1009 OR 1776/1095 OR 2171/1358- LADEN TRUST OR 2206/1583-1584- DC & ACM OR 2206/1589
Legal Range	31E
Legal Township	11S
Legal Section	04
Legal Subdivision	OAK HAMMOCK
Legal Lot Number	13
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2002
Census Tract	60106

Owner

Source: Flagler County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	4360 HIGHBORNE DR NE, MARIETTA, GA 30066-2429
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 13, 2023	Warranty Deed, Transfer · Balloon Mortgage EASY STREET CAPITAL INVESTMENTS LLC
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
May 22, 2017	Warranty Deed, Transfer · ARM SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	May 22, 2017 · Amount on Record
Deed Document Number	202330232
Deed Book / Page	2796 / 953
Last Transfer Date	Sep 26, 2024
Transfer Doc	0029061035
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 8, 2024
Property Address	3 FLAGSHIP CT, PALM COAST, FL 32137-3373
Document Number	0028381422
Book / Page	2838 / 1422
Map Reference	MB 32 PG 21&22
Instrument Date	Dec 29, 2023
Instrument	2024001093
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	COVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4360 HIGHBORNE DR NE, MARIETTA, GA 30066-2429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4360 HIGHBORNE DR NE, MARIETTA, GA 30066-2429

Mortgage

Document Number	0028381425
Date	Jan 8, 2024
Instrument	2838/1425

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 13, 2023
Property Address	3 FLAGSHIP CT, PALM COAST, FL 32137-3373
Document Number	0027960953
Book / Page	2796 / 953
Map Reference	MB 31 PG 21&22
Instrument Date	Jun 30, 2023
Instrument	2023030232
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	TITLE CHAIN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 LAKECLIFF DR, ORMOND BEACH, FL 32174-3050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4360 HIGHBORNE DR NE, MARIETTA, GA 30066-2429

Mortgage

Document Number	0027960954
Date	Jul 13, 2023
Book Page	2796/954
Instrument	2023030233

Lender

Name	EASY STREET CAPITAL INVESTMENTS LLC
Type	Non-Lending Institution
Address	AUSTIN, TX 78702

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 1, 2024

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	3 FLAGSHIP CT, PALM COAST, FL 32137-3373
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 FLAGSHIP CT, PALM COAST, FL 32137-3373

Mortgage

Document Number	0025811497
Date	Jul 7, 2021
Book Page	2581/1497
Instrument	2021037244

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 22, 2017
Property Address	3 FLAGSHIP CT, PALM COAST, FL 32137-3373
Document Number	0022061589
Book / Page	2206 / 1589
Map Reference	MB32 PG21&22
Instrument Date	May 15, 2017
Instrument	2017017976
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	COVENANT CLOSING & TITLE SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,795.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 BOULDER ROCK DR, 14, PALM COAST, FL 32137-8512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 FLAGSHIP CT, PALM COAST, FL 32137-3373

Mortgage

Document Number	2017017977
Date	May 22, 2017
Instrument	2017017977

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,758.00 (-4.54%)	$1,118,764 (+10.43%) Land $252,000 Building $866,764	$1,118,764 (+10.43%) Land $252,000 Building $866,764
2024	$16,507.00 (+10.08%)
2023	$14,996.00 (+56.29%)	$1,013,089 (+48.46%) Land $150,150 Building $862,939	$1,013,089 (+11.35%) Land $150,150 Building $862,939
2022	$9,595.00 Homeowner's exemption	$682,412	$909,822 Land $150,150 Building $759,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 290 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,079 units insured incl. 789 condo units
Nearby Flood Claims	148 (1992–2022)
Claims Outside the SFHA	60 of 148
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Oct 2022 · 8 claims Hurricane Irma, Oct 2017 · 17 claims Hurricane Matthew, Oct 2016 · 111 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNES COMMUNITY DEVELOPMENT DISTRICT private · serves 5,054 people · EPA ID FL2184259
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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