Worcester County and Spencer Town property record for 7 First St, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 954 sqft · built 1925 |
| Lot Size | 0.461 acres (20,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Dec 2019) |
| Tax Bill | $5,147 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U25 B:00008 L:00000 |
| Primary APN | SPEN M:00U25 B:00008 L:00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 954 sqft Living Area |
| Gross Area | 1,720 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Ranch |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,100 sqft (0.461 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 7 FIRST ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 8 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 726100 |
Source: Worcester County and Spencer Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 FIRST ST, SPENCER, MA 01562-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 26, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Mar 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Dec 19, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2019 · Amount on Record |
| Deed Sale | Dec 19, 2019 · Amount on Record |
| Prior Sale | Sep 22, 2000 · Amount on Record |
| Deed Document Number | 2019138391 |
| Deed Book / Page | 61622 / 60 |
| Last Transfer Date | Jul 26, 2023 |
| Transfer Doc | 069429-211 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 7 FIRST ST, SPENCER, MA 01562-3015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0069489-63 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 69489/63 |
| Instrument | 64620 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Jul 26, 2023 |
| Property Address | 7 FIRST ST, SPENCER, MA 01562-3015 |
| Document Number | 069429-211 |
| Book / Page | 69429 / 211 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 60132 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7 FIRST ST, SPENCER, MA 01562-3015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 7 FIRST ST, SPENCER, MA 01562-3015 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64812-230 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 64812/230 |
| Instrument | 43742 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Dec 19, 2019 |
| Property Address | 7 FIRST ST, SPENCER, MA 01562-3015 |
| Document Number | 61622-60 |
| Book / Page | 61622 / 60 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 138391 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 FIRST ST, SPENCER, MA 01562-3015 |
| Document Number | 138392 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 138392 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,147.00 (+8.68%) | $438,400 (+5.89%) Land $114,300 Building $324,100 | $483,455 |
| 2024 | $4,736.00 (+5.38%) | $414,000 (+11.11%) Land $114,300 Building $299,700 | |
| 2023 | $4,494.00 | $372,600 Land $114,300 Building $258,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures