Worcester County and Spencer Town property record for 3 First St, Spencer, MA 01562 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 800 sqft · built 1940 |
| Lot Size | 0.069 acres (3,012 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,661 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U25 B:00006 L:00000 |
| Primary APN | SPEN M:00U25 B:00006 L:00000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| Gross Area | 1,704 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,012 sqft (0.069 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 3 FIRST ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 6 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 726100 |
Source: Worcester County and Spencer Town records · APN SPEN M:00U25 B:00006 L:00000
Assessment roll updated April 14, 2026 · Last verified April 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 FIRST ST, SPENCER, MA 01562-3015 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Dec 04, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 04, 2017 |
| Deed Sale | Dec 04, 2017 |
| Deed Document Number | 2017135274 |
| Deed Book / Page | 58134 / 129 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 3 FIRST ST, SPENCER, MA 01562-3015 |
| Document Number | 58353-1 |
| Book / Page | 058353 / 000001 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Name | Verified Name |
|---|
| Document Number | 58353-1 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 058353/000001 |
| Instrument | 7341 |
| Name | USAA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 22, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Dec 04, 2017 |
| Property Address | 3 FIRST ST, SPENCER, MA 01562-3015 |
| Document Number | 58134-129 |
| Book / Page | 058134 / 000129 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 135274 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 FIRST ST SPENCER MA 015623015, SPENCER, MA 01562-3015 |
Source: Worcester County and Spencer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,661.00 (+8%) | $226,700 (+5.25%) Land $75,100 Building $151,600 | $464,550 |
| 2024 | $2,464.00 (+2.75%) | $215,400 (+8.35%) Land $75,100 Building $140,300 | |
| 2023 | $2,398.00 | $198,800 Land $75,100 Building $123,700 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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