Worcester County and Spencer Town property record for 1 First St, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,520 sqft · built 1940 |
| Lot Size | 0.073 acres (3,175 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $421,000 (Dec 2022) |
| Tax Bill | $4,962 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U25 B:00005 L:00000 |
| Primary APN | SPEN M:00U25 B:00005 L:00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Living Area |
| Gross Area | 2,988 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,175 sqft (0.073 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1 FIRST ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 5 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 726100 |
Source: Worcester County and Spencer Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 FIRST ST, SPENCER, MA 01562-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO |
| Jun 25, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2022 · Amount on Record |
| Deed Sale | Dec 12, 2022 · Amount on Record |
| Prior Sale | Jun 25, 2021 · Amount on Record |
| Deed Book / Page | 68593 / 295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Dec 12, 2022 |
| Property Address | 1 FIRST ST, SPENCER, MA 01562-3015 |
| Document Number | 068593-295 |
| Book / Page | 68593 / 295 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 131157 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 FIRST ST, SPENCER, MA 01562-3015 |
| Investor | Possibly a Property Investor |
| Document Number | 0000131158 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 131158 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Type Change Date | Jan 1, 2033 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Jun 25, 2021 |
| Property Address | 1 FIRST ST, SPENCER, MA 01562-3015 |
| Document Number | 065478-175 |
| Book / Page | 65478 / 175 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 88844 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000088845 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 88845 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,962.00 (+2.67%) | $422,700 (+0.05%) Land $84,300 Building $338,400 | $478,990 |
| 2024 | $4,833.00 (+5.34%) | $422,500 (+11.07%) Land $84,300 Building $338,200 | |
| 2023 | $4,588.00 | $380,400 Land $84,300 Building $296,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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