7 Encinal, Foothill Ranch, CA 92610 Property Records

Orange County property record for 7 Encinal, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,902 sqft · built 1994
Lot Size	0.142 acres (6,200 sqft)
Owner	Company Name on Record
Last Sale	$1,057,000 (Aug 2019)
Tax Bill	$12,017 (2025)
Deeds & Mortgages	Jul 2021 Transfer Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`601-091-26`

Property Details

APN / Parcel Number

Primary APN	`601-091-26`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,902 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	6,200 sqft (0.142 acres)
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	7 ENCINAL
City	LAKE FOREST
State	CA
Zip	92610-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13750 BLK LOT 5
Legal Subdivision	ZIANI
Legal Tract	13750
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3002
Census Tract	52430

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	7 ENCINAL, FOOTHILL RANCH, CA 92610-1860
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Intrafamily Transfer, Transfer
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 8, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 7, 2019	Deed of Trust, Mortgage · Line of Credit HOMESTREET BK
Aug 9, 2019	Grant Deed, Transfer · Conventional Mortgage WESTERN EXPRESS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Prior Sale	Aug 26, 2016 · Amount on Record
Deed Document Number	2019294127
Last Transfer Date	Jul 20, 2021
Transfer Doc	0000476889
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 27, 2021
Property Address	7 ENCINAL, FOOTHILL RANCH, CA 92610-1860
Document Number	0000476889
Map Reference	MB 651 PG 37-42
Instrument Date	Jul 20, 2021
Instrument	2021000476889
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7 ENCINAL, FOOTHILL RANCH, CA 92610-1860

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 ENCINAL, FOOTHILL RANCH, CA 92610-1860
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ENCINAL, LAKE FOREST, CA 92610-1860

Mortgage

Document Number	0000139879
Date	Mar 1, 2021
Instrument	2021000139879

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 ENCINAL, FOOTHILL RANCH, CA 92610-1860
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000327566
Date	Aug 8, 2017
Instrument	2017000327566

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 ENCINAL, FOOTHILL RANCH, CA 92610-1860
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018772
Date	Jan 15, 2020
Instrument	2020000018772

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 ENCINAL, FOOTHILL RANCH, CA 92610-1860
Document Number	0000294129
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 ENCINAL FOOTHILL RANCH CA 926101860, FOOTHILL RANCH, CA 92610-1860

Mortgage

Document Number	0000294129
Date	Aug 9, 2019
Instrument	294129

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 8, 2044

Interest

Rate Type	Adjustable Rate

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 9, 2019
Property Address	7 ENCINAL, FOOTHILL RANCH, CA 92610-1860
Document Number	0000294127
Instrument Date	Jul 11, 2019
Instrument	294127
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7 ENCINAL FOOTHILL RANCH CA 926101860, FOOTHILL RANCH, CA 92610-1860

Mortgage

Document Number	294128
Date	Aug 9, 2019
Instrument	294128

Lender

Name	WESTERN EXPRESS LNDG
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,179,101 (+2%) Land $738,187 Building $440,914
2025	$12,017.00 (+4.32%) Homeowner's exemption	$1,155,982 (+4.04%) Land $723,713 Building $432,269
2023	$11,519.00 (+1.82%) Homeowner's exemption	$1,111,095 Land $695,610 Building $415,485
2022	$11,313.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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