5 Encinal, Foothill Ranch, CA 92610 Property Records

Orange County property record for 5 Encinal, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,607 sqft · built 1994
Lot Size	0.141 acres (6,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750,000 (Feb 2026)
Tax Bill	$18,801 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`601-091-27`

Property Details

APN / Parcel Number

Primary APN	`601-091-27`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,607 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	6,148 sqft (0.141 acres)
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	5 ENCINAL
City	FOOTHILL RANCH
State	CA
Zip	92610-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13750 BLK LOT 6
Legal Subdivision	TRACT NO. 13750
Legal Tract	13750
Legal Lot Number	6
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3002
Census Tract	52430

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 ENCINAL, FOOTHILL RANCH, CA 92610-1860
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 29, 2022	Grant Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	202657834
Transfer Doc	0000192233
Record Updated	Sep 20, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 25, 2026
Property Address	5 ENCINAL, FOOTHILL RANCH, CA 92610-1860
Document Number	0000057834
Map Reference	MB 651 PG 37-42
Instrument Date	Feb 12, 2026
Instrument	2026000057834
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5 ENCINAL, FOOTHILL RANCH, CA 92610-1860

Mortgage

Document Number	0000057835
Date	Feb 25, 2026
Instrument	2026000057835

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	SOFR Average 30-Day
Max Rate	10%

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 29, 2022
Property Address	5 ENCINAL, FOOTHILL RANCH, CA 92610-1860
Document Number	0000262974
Map Reference	MB 651 PG 37-42
Instrument Date	Jul 7, 2022
Instrument	2022000262974
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ENCINAL, LAKE FOREST, CA 92610-1860

Mortgage

Document Number	0000262975
Date	Jul 29, 2022
Instrument	2022000262975

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,830,583 (+2%) Land $1,308,220 Building $522,363
2025	$18,801.00 (+4.29%)	$1,794,690 (+4.04%) Land $1,282,569 Building $512,121
2023	$18,027.00 (+214.88%)	$1,725,000 Land $1,232,764 Building $492,236
2022	$5,725.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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