3 Encinal, Foothill Ranch, CA 92610 Property Records

Orange County property record for 3 Encinal, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,902 sqft · built 1994
Lot Size	0.137 acres (5,980 sqft)
Owner	Company Name on Record
Last Sale	$325,500 (Dec 1997)
Tax Bill	$5,765 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`601-091-28`

Property Details

APN / Parcel Number

Primary APN	`601-091-28`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,902 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	5,980 sqft (0.137 acres)
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	3 ENCINAL
City	FOOTHILL RANCH
State	CA
Zip	92610-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13750 BLK LOT 7
Legal Subdivision	TRACT NO 13750
Legal Tract	13750
Legal Lot Number	7
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3002
Census Tract	52430

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3 ENCINAL, FOOTHILL RANCH, CA 92610-1860
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 1997 · Amount on Record
Deed Sale	Dec 26, 1997 · Amount on Record
Prior Sale	May 17, 1994 · Amount on Record
Deed Document Number	1997665315
Last Transfer Date	Nov 22, 2019
Transfer Doc	0000506675
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3 ENCINAL, FOOTHILL RANCH, CA 92610-1860
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ENCINAL, FOOTHILL RANCH, CA 92610-1860

Mortgage

Document Number	0000022460
Date	Jan 29, 2026
Instrument	2026000022460

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3 ENCINAL, FOOTHILL RANCH, CA 92610-1860
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ENCINAL, FOOTHILL RANCH, CA 92610-1860

Mortgage

Document Number	0000667819
Date	Nov 18, 2020
Instrument	2020000667819

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 4, 2019
Property Address	3 ENCINAL, FOOTHILL RANCH, CA 92610-1860
Document Number	0000506676
Instrument Date	Nov 22, 2019
Instrument	506676
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3 ENCINAL FOOTHILL RANCH CA 926101860, FOOTHILL RANCH, CA 92610-1860

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 4, 2019
Property Address	3 ENCINAL, FOOTHILL RANCH, CA 92610-1860
Document Number	0000506675
Instrument Date	Nov 22, 2019
Instrument	506675
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3 ENCINAL FOOTHILL RANCH CA 926101860, FOOTHILL RANCH, CA 92610-1860

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$574,722 (+2%) Land $118,748 Building $455,974
2025	$5,765.00 (+4.34%) Homeowner's exemption	$563,453 (+4.04%) Land $116,419 Building $447,034
2023	$5,525.00 (+1.84%) Homeowner's exemption	$541,574 Land $111,898 Building $429,676
2022	$5,425.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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