7 Elgin Pl, Apt 206, Dunedin, FL 34698 Property Records

Pinellas County property record for 7 Elgin Pl, Apt 206, Dunedin, FL 34698

Property Summary

Property Type	Condominium
Details	802 sqft · built 1972
Lot Size	2.77 acres (120,655 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jul 2020)
Tax Bill	$2,109 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-741-4498-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-4498-1`
Alternative APNs	`08-28-15-77498-000-2060` `281508774980002060` `152808774980002060` `R84532`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Units	61 Units
Stories	1 Story
Building Area	802 sqft Living Area
1st Floor Area	802 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Concrete
Construction Type	Wood
Lot Area	120,655 sqft (2.77 acres)
View / Lot	Interior
Garage Type	Carport
Carport	Carport
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R84532
Street Address	7 ELGIN PL, 206
City	DUNEDIN
State	FL
Zip	34698-8510
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ROYAL STEWART ARMS NO. 4 CONDO ELGIN BLDG, UNIT 206 TOGETHER WITH THE USE OF PARKING SPACE 82
Legal Range	15E
Legal Township	28S
Legal Section	8
Legal Subdivision	ROYAL STEWART ARMS
Legal Tract	77498
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3013
Census Tract	27106

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 ELGIN PL, 206, DUNEDIN, FL 34698-8510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Apr 28, 2000 · Amount on Record
Deed Document Number	2020204978
Deed Book / Page	21072 / 1860
Prior Transfer Date	May 9, 2012
Prior Transfer Doc	0175821980
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 9, 2020
Property Address	7 ELGIN PL APT 206, 206, DUNEDIN, FL 34698-8510
Document Number	0210721860
Book / Page	21072 / 1860
Map Reference	MB 3701 PG 432-524
Instrument Date	Jun 29, 2020
Instrument	2020204978
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ALBRITTON TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15247 SUNSET TRL, 15247, CONROE, TX 77384-3557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ELGIN PL APT 206, 206, DUNEDIN, FL 34698-8510

Mortgage

Document Number	0210721865
Date	Jul 9, 2020
Instrument	21072/1865

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,109.00 (+6.41%) Homeowner's exemption	$161,379 (+5.99%)	$239,572 (+21.52%) Building $239,572
2024	$1,982.00 (+2.16%)
2023	$1,940.00 (+3.52%) Homeowner's exemption	$152,263 (+3%)	$197,153 (+11.14%) Building $197,153
2022	$1,874.00 Homeowner's exemption	$147,828	$177,395 Building $177,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 331 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,072 units insured incl. 741 condo units
Nearby Flood Claims	417 (1988–2024)
Claims Outside the SFHA	7 of 417
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 22 claims Hurricane Helene, Sep 2024 · 329 claims Hurricane Idalia, Aug 2023 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20