7 Elgin Pl, Apt 203, Dunedin, FL 34698 Property Records

Pinellas County property record for 7 Elgin Pl, Apt 203, Dunedin, FL 34698

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 975 sqft · built 1972
Lot Size2.77 acres (120,655 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Jul 2023)
Tax Bill$4,395 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Nov 2018 Transfer
Flood ZoneZone AE (high risk)
APNC62-000-741-4495-7

Property Details

APN / Parcel Number

Primary APNC62-000-741-4495-7
Alternative APNs
  • 08-28-15-77498-000-2030
  • 281508774980002030
  • 152808774980002030
  • R84529

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units61 Units
Stories1 Story
Building Area975 sqft Living Area
1st Floor Area975 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1981
Architectural StyleCondo/Apartment
Exterior MaterialConcrete
Construction TypeWood
Lot Area120,655 sqft (2.77 acres)
View / LotInterior
Garage TypeCarport
CarportCarport
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR84529
Street Address7 ELGIN PL, 203
CityDUNEDIN
StateFL
Zip34698-8510
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionROYAL STEWART ARMS NO. 4 CONDO ELGIN BLDG, UNIT 203
Legal Range15E
Legal Township28S
Legal Section8
Legal SubdivisionROYAL STEWART ARMS
Legal Tract77498
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3013
Census Tract27106

Owner

7 Elgin Pl, Apt 203 is owned and occupied by two individuals who bought it in July 2023.

Source: Pinellas County records, as of September 14, 2026

Owner of Record2 Individual Names on File
Mailing Address7 ELGIN PL, 203, DUNEDIN, FL 34698-8510
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 5, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2023 · Amount on File
Deed SaleJul 31, 2023 · Amount on File
Prior SaleMar 3, 2020 · Amount on File
Deed Document Number2023197543
Deed Book / Page22520 / 109
Prior Transfer DateMar 31, 2003
Prior Transfer Doc0126600555
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 31, 2023
Property Address7 ELGIN PL APT 203, 203, DUNEDIN, FL 34698-8510
Document Number0225200109
Book / Page22520 / 109
Map ReferenceMB 3701 PG 432-524
Instrument DateJul 27, 2023
Instrument2023197543
Transaction TypeTransfer
Record UpdatedAug 11, 2023
Title CompanySOMERS TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address64 COLUMBUS AVE, WOODBRIDGE XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 ELGIN PL, DUNEDIN, FL 34698-8575

Mortgage

Document Number0022520113
DateJul 31, 2023
Instrument22520/113
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateNov 5, 2018
Property Address7 ELGIN PL APT 203, 203, DUNEDIN, FL 34698-8510
Document Number0203231856
Book / Page020323 / 001856
Instrument DateOct 17, 2018
Instrument354872
Transaction TypeTransfer
Record UpdatedNov 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address760 TIMBER LN INDEPENDENCE KY 410518782, INDEPENDENCE, KY 41051-8782

Tax Assessment & Valuation

The 2025 property tax bill for 7 Elgin Pl, Apt 203 was $4,395 with a homeowner's exemption, down 2.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,395.00 (-2.46%) Homeowner's exemption$291,247 Building $291,247$291,247 Building $291,247
2024$4,506.00 (+6.4%)
2023$4,235.00 (+10.55%)$264,414 (+13.47%)$264,414 (+13.47%) Building $264,414
2022$3,831.00$233,019$233,019 Building $233,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Elgin Pl, Apt 203 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 331 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,072 units insured
incl. 741 condo units
Nearby Flood Claims417 (1988–2024)
Claims Outside the SFHA7 of 417
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 22 claims
  • Hurricane Helene, Sep 2024 · 329 claims
  • Hurricane Idalia, Aug 2023 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Elgin Pl, Apt 203 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Elgin Pl

Nearby Streets

Search Property Records by Address or Parcel Number