Pinellas County property record for 7 Elgin Pl, Apt 202, Dunedin, FL 34698
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,181 sqft · built 1972 |
| Lot Size | 2.77 acres (120,655 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $293,000 (Apr 2026) |
| Tax Bill | $2,496 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Mar 2017 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-741-4494-0 |
| Primary APN | C62-000-741-4494-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 61 Units |
| Stories | 1 Story |
| Building Area | 1,181 sqft Living Area |
| 1st Floor Area | 1,181 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Lot Area | 120,655 sqft (2.77 acres) |
| View / Lot | Corner |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R84528 |
|---|---|
| Street Address | 7 ELGIN PL, 202 |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-8510 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ROYAL STEWART ARMS NO. 4 CONDO ELGIN BLDG, UNIT 202 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 8 |
| Legal Subdivision | ROYAL STEWART ARMS |
| Legal Tract | 77498 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 27106 |
7 Elgin Pl, Apt 202 is owned by two individuals who bought it in April 2026.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2875 OAK TREE LN, PALM HARBOR, FL 34684-3234 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2026 | Warranty Deed, Transfer REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE |
| Mar 10, 2017 | Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU |
| Jul 31, 2019 | Deed of Trust, Mortgage · Line of Credit SUN TRUST BANK |
| Aug 31, 2018 | Warranty Deed, Transfer REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on File |
| Deed Sale | Apr 27, 2026 · Amount on File |
| Prior Sale | Aug 31, 2018 · Amount on File |
| Deed Document Number | 2026112248 |
| Deed Book / Page | 23537 / 1117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 27, 2026 |
| Property Address | 7 ELGIN PL, 202, DUNEDIN, FL 34698-8510 |
| Document Number | 0000112248 |
| Book / Page | 23537 / 1117 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026.112248 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $207,151.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2875 OAK TREE LN, PALM HARBOR, FL 34684-3234 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 7 ELGIN PL APT 202, 202, DUNEDIN, FL 34698-8510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0195490063 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 19549/0063 |
| Instrument | 2017076225 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33689 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 7 ELGIN PL APT 202, 202, DUNEDIN, FL 34698-8510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0206352420 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 20635/2420 |
| Instrument | 2019242596 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 31, 2018 |
| Property Address | 7 ELGIN PL APT 202, 202, DUNEDIN, FL 34698-8510 |
| Document Number | 0201900705 |
| Book / Page | 020190 / 000705 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 281243 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,659.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4651 AYRON TER PALM HARBOR FL 346854012, PALM HARBOR, FL 34685-4012 |
The 2025 property tax bill for 7 Elgin Pl, Apt 202 was $2,496, up 6.3% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,496.00 (+6.35%) | $188,348 | $355,280 Building $355,280 |
| 2024 | $2,347.00 (+2.09%) | ||
| 2023 | $2,299.00 (-0.09%) Homeowner's exemption Widower's exemption | $177,709 (+3%) | $327,216 (+14.4%) Building $327,216 |
| 2022 | $2,301.00 Homeowner's exemption Widower's exemption | $172,533 | $286,039 Building $286,039 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Elgin Pl, Apt 202 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,072 units insured incl. 741 condo units |
| Nearby Flood Claims | 417 (1988–2024) |
| Claims Outside the SFHA | 7 of 417 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7 Elgin Pl, Apt 202 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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