Essex County and Montclair Township property record for 7 Eagle Rock Way, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,588 sqft · built 1904 |
| Lot Size | 0.342 acres (14,902 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $975,000 (Jun 2020) |
| Tax Bill | $32,221 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2020 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01210-0000-00012 |
| Primary APN | 13-01210-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,588 sqft Living Area |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Stucco |
| Lot Area | 14,902 sqft (0.342 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130121000012 |
|---|---|
| Street Address | 7 EAGLE ROCK WAY |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | 14900SF |
| Legal Block | 1210 |
| Legal Lot Number | 12 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 16900 |
7 Eagle Rock Way is owned and occupied by two individuals who bought it in June 2020.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Jun 29, 2020 | Grant Deed, Construction Loan · Construction Mortgage TD BK NA |
| Jul 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on File |
| Deed Sale | Jun 29, 2020 · Amount on File |
| Prior Sale | Aug 3, 2010 · Amount on File |
| Deed Document Number | 202059764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 7 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-2002 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000056830 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022056830 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 29, 2020 |
| Property Address | 7 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-2002 |
| Document Number | 0000059764 |
| Instrument Date | Jun 9, 2020 |
| Instrument | 59764 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 10, 2020 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 EAGLE ROCK WAY MONTCLAIR NJ 070422002, MONTCLAIR, NJ 07042-2002 |
| Document Number | 59765 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 59765 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 7 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-2002 |
| Document Number | 0000067747 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 EAGLE ROCK WAY MONTCLAIR NJ 070422002, MONTCLAIR, NJ 07042-2002 |
| Document Number | 0000067747 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 67747 |
| Name | CITIBANK |
|---|---|
| Type | Federal Savings Bank |
| Address | OFALLON, MO 63368-2240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 7 Eagle Rock Way was $32,221, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $916,400 (-) Land $324,500 Building $591,900 | $916,400 (-) Land $324,500 Building $591,900 | |
| 2025 | $32,221.00 (+3.32%) | $916,400 Land $324,500 Building $591,900 | $916,400 Land $324,500 Building $591,900 |
| 2024 | $31,185.00 | ||
| 2023 | $916,400 Land $324,500 Building $591,900 | $916,400 Land $324,500 Building $591,900 | |
| 2022 | $30,131.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Eagle Rock Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1994–2021) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Eagle Rock Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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