7 E Cross St, Potsdm (Laura), OH 45337 Property Records

Miami County property record for 7 E Cross St, Potsdm, OH 45337 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,424 sqft · built 1904
Lot Size	0.089 acres (3,877 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Apr 2025)
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L38-000040`

Property Details

APN / Parcel Number

Primary APN	`L38-000040`
Alternative APN	`070415.4-02-024-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,424 sqft Living Area
1st Floor Area	1,040 sqft
2nd Floor Area	384 sqft
Upper Floors Area	384 sqft
Basement Area	240 sqft
Family Room	Family Room

Exterior

Year Built	Built 1904
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,877 sqft (0.089 acres)
Lot Dimensions	102 ft deep x 38 ft wide
Porch	Open Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7 E CROSS ST
City	POTSDM
State	OH
Zip	45337-7707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 3 37 1/2 W PT
Legal Subdivision	POTSDAM
Legal Lot Number	3
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1044
Census Tract	340100

Owner

Source: Miami County records · APN L38-000040

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7 E CROSS ST, POTSDAM, OH 45361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Sep 05, 2017 · Amount on Record
Deed Document Number	571
Record Updated	Jun 08, 2026

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 05, 2017
Property Address	7 E CROSS ST, POTSDAM, OH 45361
Document Number	0000010894
Instrument Date	Aug 21, 2017
Instrument	2017OR-10894
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 E CROSS ST, POTSDAM, OH 45361

Mortgage

Document Number	0000010895
Date	Sep 05, 2017
Instrument	2017OR-10895

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Municipality	Potsdam Village
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,140.00 (+7.65%) Homeowner's exemption	$37,000 (+24.33%) Land $1,820 Building $35,180	$105,700 (+24.35%) Land $5,200 Building $100,500
2024	$1,059.00 (-3.99%) Homeowner's exemption	$29,760 (-) Land $2,000 Building $27,760
2023	$1,103.00 (+2.99%) Homeowner's exemption	$29,760 (-) Land $2,000 Building $27,760	$85,000 (-) Land $5,700 Building $79,300
2022	$1,071.00 Homeowner's exemption	$29,760 Land $2,000 Building $27,760	$85,000 Land $5,700 Building $79,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.