Miami County property record for 13 E Cross St, Potsdm, OH 45337 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,080 sqft · built 1920 |
| Lot Size | 0.651 acres (28,358 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Sep 2023) |
| Tax Bill | $1,678 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L38-001620 |
| Primary APN | L38-001620 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 1,786 sqft |
| 2nd Floor Area | 294 sqft |
| Upper Floors Area | 294 sqft |
| Attic Area | 37 sqft |
| Basement Area | 976 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 28,358 sqft (0.651 acres) |
| Lot Dimensions | 224 ft deep x 76 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 420 sqft |
| Patio Area | 420 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | L38PD002 00700 |
|---|---|
| Street Address | 13 E CROSS ST |
| City | POTSDM |
| State | OH |
| Zip | 45337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OUT LOT 5 76.08 X 352.42 W PT |
| Legal Subdivision | POTSDAM VILLAGE |
| Legal Lot Number | 5 8 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 340100 |
Source: Miami County records · APN L38-001620
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 13 E CROSS ST, POTSDAM, OH 45361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 07, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage ANDREW MCFARLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2023 · Amount on Record |
| Deed Sale | Sep 22, 2023 · Amount on Record |
| Prior Sale | Jun 07, 2022 · Amount on Record |
| Deed Document Number | 1893 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 22, 2023 |
| Property Address | 13 E CROSS ST, POTSDM, OH 45337 |
| Document Number | 0000010502 |
| Map Reference | VOL 189 PG 176 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 2023OR-10502 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 EAST CROSS STREET, POTSDAM, OH 45361 |
| Document Number | 0000010503 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 2023OR-10503 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 07, 2022 |
| Property Address | 13 E CROSS ST, POTSDM, OH 45337 |
| Document Number | 0000008895 |
| Map Reference | VOL 189 PG 176 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022OR-08895 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 75225, FORT THOMAS, KY 41075-0225 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008896 |
|---|---|
| Date | Jun 07, 2022 |
| Instrument | 2022OR-08896 |
| Name | ANDREW MCFARLAND |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Union Township |
| Municipality | Potsdam Village |
| Unified School District | Milton-Union Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,678.00 (+8.68%) Homeowner's exemption | $54,400 (+25.52%) Land $5,500 Building $48,900 | $155,400 (+25.53%) Land $15,700 Building $139,700 |
| 2024 | $1,544.00 (-0.13%) Homeowner's exemption | $43,340 (-) Land $5,920 Building $37,420 | |
| 2023 | $1,546.00 (-3.38%) | $43,340 (-) Land $5,920 Building $37,420 | $123,800 (-) Land $16,900 Building $106,900 |
| 2022 | $1,600.00 | $43,340 Land $5,920 Building $37,420 | $123,800 Land $16,900 Building $106,900 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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