27 E Cross St, Potsdm (Laura), OH 45337 Property Records

Miami County property record for 27 E Cross St, Potsdm, OH 45337 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft · built 1947
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$104,500 (Mar 2021)
Tax Bill	$1,471 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L38-001680`

Property Details

APN / Parcel Number

Primary APN	`L38-001680`
Alternative APN	`070415.4-02-041-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,834 sqft Living Area
1st Floor Area	2,024 sqft
Upper Floors Area	822 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft
Family Room	Family Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	250 ft deep x 70 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	27 E CROSS ST
City	POTSDM
State	OH
Zip	45337-8790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT LOT 5 70X250 SE COR
Legal Lot Number	5
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1044
Census Tract	340100

Owner

Source: Miami County records · APN L38-001680

Assessment roll updated March 6, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 E CROSS ST, LAURA, OH 45337-8790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2021 · Amount on Record
Deed Sale	Mar 01, 2021 · Amount on Record
Prior Sale	Apr 26, 2012 · Amount on Record
Deed Document Number	20212021OR-03348
Prior Transfer Date	Jun 11, 2012
Prior Transfer Doc	0000008522
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 01, 2021
Property Address	27 E CROSS ST, POTSDM, OH 45337-8790
Document Number	0000003348
Instrument Date	Feb 18, 2021
Instrument	2021OR-03348
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000003349
Date	Mar 01, 2021
Instrument	2021OR-03349

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Municipality	Potsdam Village
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,471.00 (+11.69%)	$46,520 (+25.73%) Land $4,060 Building $42,460	$132,900 (+25.73%) Land $11,600 Building $121,300
2024	$1,317.00 (+2.41%) Homeowner's exemption	$37,000 (-) Land $4,410 Building $32,590
2023	$1,286.00 (-3.45%) Homeowner's exemption	$37,000 (-) Land $4,410 Building $32,590	$105,700 (-) Land $12,600 Building $93,100
2022	$1,332.00 Homeowner's exemption	$37,000 Land $4,410 Building $32,590	$105,700 Land $12,600 Building $93,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.