St. Charles County property record for 7 Dunmore Cir, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,186 sqft · built 1992 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,438 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A913000396 |
| Primary APN | A913000396 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,186 sqft Living Area |
| Gross Area | 3,711 sqft |
| 1st Floor Area | 2,186 sqft |
| Basement Area | 1,125 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A913000396 |
|---|---|
| Street Address | 7 DUNMORE CIR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTICELLO VLG B LOT 287 |
| Legal Subdivision | MONTICELLO VLG B |
| Legal Lot Number | 287 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 311151 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 DUNMORE CIR, O FALLON, MO 63368-8522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Line of Credit SIMMONS BANK |
| Oct 20, 2020 | Deed of Trust, Mortgage IBERIABANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7 DUNMORE CIR, O FALLON, MO 63368-8522 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7 DUNMORE CIR, O FALLON, MO 63368-8522 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007165 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2023R-007165 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7 DUNMORE CIR, O FALLON, MO 63368-8522 |
| Document Number | 0000083385 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 DUNMORE CIR O FALLON MO 633688522, O FALLON, MO 63368-8522 |
| Document Number | 0000083385 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 83385 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 29, 2050 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,636 (-) | $366,507 (-) Land $65,800 Building $300,707 | |
| 2025 | $4,438.00 | $69,636 (+7.56%) | $366,507 (+7.56%) Land $65,800 Building $300,707 |
| 2023 | $64,744 | ||
| 2022 | $340,759 Land $50,000 Building $290,759 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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