St. Charles County property record for 15 Dunmore Cir, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,463 sqft · built 1992 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $251,500 (Aug 2019) |
| Tax Bill | $3,768 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A913000393 |
| Primary APN | A913000393 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,463 sqft Living Area |
| 1st Floor Area | 1,463 sqft |
| Basement Area | 1,375 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 164 sqft |
| Patio Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A913000393 |
|---|---|
| Old Parcel Number | A913000393 |
| Street Address | 15 DUNMORE CIR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTICELLO VLG B LOT 284 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | MONTICELLO VLG B |
| Legal Lot Number | 284 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 311151 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 DUNMORE CIR, O FALLON, MO 63368-8522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Apr 16, 2020 | Deed of Trust, Mortgage MORTGAGE SOLUTIONS |
| Aug 9, 2019 | Warranty Deed, Transfer GOLDEN OAK LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2019 · Amount on Record |
| Deed Sale | Aug 9, 2019 · Amount on Record |
| Deed Document Number | 0007121272 |
| Deed Book / Page | 7121 / 272 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 15 DUNMORE CIR, O FALLON, MO 63368-8522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0069670083 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 6967/0083 |
| Instrument | 20180823000483290 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 15 DUNMORE CIR, O FALLON, MO 63368-8522 |
| Document Number | 0072782021 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 DUNMORE CIR O FALLON MO 633688522, O FALLON, MO 63368-8522 |
| Document Number | 0072782021 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 007278/002021 |
| Instrument | 259680 |
| Name | MORTGAGE SOLUTIONS |
|---|---|
| Type | Mortgage Company |
| Address | BRIDGETON, MO 63044 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 9, 2019 |
| Property Address | 15 DUNMORE CIR, O FALLON, MO 63368-8522 |
| Document Number | 0071210272 |
| Book / Page | 007121 / 000272 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 418660 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 DUNMORE CIR O FALLON MO 633688522, O FALLON, MO 63368-8522 |
| Document Number | 71210274 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 007121/000274 |
| Instrument | 418670 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 8, 2049 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,768.00 | $59,020 (+4.9%) | $310,632 (+4.9%) Land $65,800 Building $244,832 |
| 2023 | $56,262 | ||
| 2022 | $296,116 Land $50,000 Building $246,116 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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