21 Dunmore Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 21 Dunmore Cir, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,309 sqft · built 1991
Lot Size0.38 acres (16,553 sqft)
OwnerCompany Name on Record
Tax Bill$4,521 (2025)
Deeds & MortgagesJul 2026 Mortgage
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNA913000390

Property Details

APN / Parcel Number

Primary APNA913000390
Alternative APN
  • 3-157C-6638-00-0281.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,309 sqft Living Area
Gross Area3,953 sqft
1st Floor Area2,309 sqft
Basement Area1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area195 sqft
Deck AreaDeck Area
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA913000390
Street Address21 DUNMORE CIR
CityO FALLON
StateMO
Zip63368-8522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTICELLO VLG B LOT 281
Legal SubdivisionMONTICELLO VLG B
Legal Lot Number281
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group3
Census Block3008
Census Tract311151

Owner

Source: St. Charles County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address21 DUNMORE CIR, O FALLON, MO 63368-8522
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Special Warranty Deed, Transfer · Conventional Mortgage
ZILLOW HOME LOANS LLC
Apr 22, 2020Deed of Trust, Mortgage · Line of Credit
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 11, 2000
Transfer Doc0000031149
Record UpdatedSep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateJul 14, 2026
Property Address21 DUNMORE CIR, O FALLON, MO 63368-8522
Document Number0000033111
Instrument DateJul 14, 2026
Instrument202633111
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyINVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 DUNMORE CIR, O FALLON, MO 63368-8522

Mortgage

Document Number0000033112,
DateJul 14, 2026
Instrument202633112
Lender
NameZILLOW HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address21 DUNMORE CIR, O FALLON, MO 63368-8522
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072751493
DateApr 22, 2020
Book Page7275/1493
Instrument20200422000249920
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 15, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,521.00$70,962 (+7.52%)$373,484 (+7.52%) Land $65,800 Building $307,684
2023$65,999
2022$347,364 Land $50,000 Building $297,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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