7 Derby Ln, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 7 Derby Ln, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,564 sqft · built 1960
Lot Size	0.353 acres (15,368 sqft)
Owner	2 Individual Names on Record
Last Sale	$537,000 (Dec 2020)
Tax Bill	$14,624 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00162-09-00002`

Property Details

APN / Parcel Number

Primary APN	`64-00162-09-00002`
Alternative APNs	`6400162000900002` `6400162I00002`

Interior

Stories	1 Story
Building Area	1,564 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Frame
Construction Type	Frame
Lot Area	15,368 sqft (0.353 acres)
Lot Dimensions	145 ft deep x 106 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	6400162I00002
Street Address	7 DERBY LN
City	WALDWICK
State	NJ
Zip	07463-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	106X145 5LT
Legal Subdivision	HIGHVIEW HOMES INC
Legal Block	162
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3013
Census Tract	56200

Owner

Source: Bergen County and Waldwick Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 DERBY LN, WALDWICK, NJ 07463-1211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	Sep 25, 2006 · Amount on Record
Deed Document Number	2020126052
Deed Book / Page	3841 / 832
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 1, 2020
Property Address	7 DERBY LN, WALDWICK, NJ 07463-1211
Document Number	0038410832
Book / Page	3841 / 832
Instrument Date	Sep 24, 2020
Instrument	20-126052
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,084.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 ROKEBY RD, 57, RED HOOK, NY 12571-1907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 DERBY LN, WALDWICK, NJ 07463-1211

Mortgage

Document Number	20126053
Date	Dec 1, 2020
Instrument	20-126053

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$637,200 (-) Land $376,200 Building $261,000	$637,200 (-) Land $376,200 Building $261,000
2025	$14,624.00 (+3.66%)	$637,200 (+28.81%) Land $376,200 Building $261,000	$637,200 (+28.81%) Land $376,200 Building $261,000
2024	$14,107.00 (+0.13%)
2023		$494,700 Land $329,200 Building $165,500	$494,700 Land $329,200 Building $165,500
2022	$14,089.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20