15 Derby Ln, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 15 Derby Ln, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,685 sqft · built 1960
Lot Size	0.379 acres (16,501 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Nov 2021)
Tax Bill	$14,897 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00162-09-00004`

Property Details

APN / Parcel Number

Primary APN	`64-00162-09-00004`
Alternative APNs	`6400162000900004` `6400162I00004`

Interior

Stories	1 Story
Building Area	1,685 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Frame
Construction Type	Frame
Lot Area	16,501 sqft (0.379 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	6400162I00004
Street Address	15 DERBY LN
City	WALDWICK
State	NJ
Zip	07463-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100X165 6LT
Legal Subdivision	HIVIEW HOMES INC
Legal Block	162
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3013
Census Tract	56200

Owner

15 Derby Ln is owned and occupied by two individuals who bought it in November 2021.

Source: Bergen County and Waldwick Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 DERBY LN, WALDWICK, NJ 07463-1211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Deed Document Number	2021172693
Deed Book / Page	4466 / 1268
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 19, 2021
Property Address	15 DERBY LN, WALDWICK, NJ 07463-1211
Document Number	0044661268
Book / Page	4466 / 1268
Instrument Date	Oct 26, 2021
Instrument	2021172693
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,484.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 K ST, 15, SEASIDE PARK, NJ 08752-1416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 DERBY LN, WALDWICK, NJ 07463-1211
Investor	Possibly a Property Investor

Mortgage

Document Number	2021172694
Date	Nov 19, 2021
Instrument	2021172694

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 15 Derby Ln was $14,897, up 3.7% from the year before.

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$649,100 (-) Land $377,800 Building $271,300	$649,100 (-) Land $377,800 Building $271,300
2025	$14,897.00 (+3.66%)	$649,100 Land $377,800 Building $271,300	$649,100 Land $377,800 Building $271,300
2024	$14,371.00
2023		$493,900 Land $330,600 Building $163,300	$493,900 Land $330,600 Building $163,300
2022	$14,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Derby Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Derby Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20