Bergen County and Waldwick Borough property record for 20 Derby Ln, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,030 sqft · built 1960 |
| Lot Size | 0.351 acres (15,298 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Jul 2018) |
| Tax Bill | $15,094 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00162-08-00021 |
| Primary APN | 64-00162-08-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,030 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,298 sqft (0.351 acres) |
| Lot Dimensions | 153 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400162H00021 |
|---|---|
| Street Address | 20 DERBY LN |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100X153 6LT |
| Legal Subdivision | WALDWICK |
| Legal Block | 162.8 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records · APN 64-00162-08-00021
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 2ND ST, NORWOOD, NJ 07648-1502 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jul 24, 2018 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 24, 2018 · Amount on Record |
| Deed Sale | Jul 24, 2018 · Amount on Record |
| Deed Document Number | 201818-052649 |
| Deed Book / Page | 3005 / 2437 |
| Last Transfer Date | Feb 11, 2021 |
| Transfer Doc | 0041470590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 17, 2021 |
| Property Address | 20 DERBY LN, WALDWICK, NJ 07463-1212 |
| Document Number | 0041470590 |
| Book / Page | 4147 / 590 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021077379 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2021 |
| Title Company | ELITE TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 DERBY LN, 20, WALDWICK, NJ 07463-1212 |
| Name | Verified Name |
|---|---|
| Address | 20 2ND ST, NORWOOD, NJ 07648-1502 |
| Document Number | 2021077380 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021077380 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 24, 2018 |
| Property Address | 20 DERBY LN, WALDWICK, NJ 07463-1212 |
| Document Number | 0030052437 |
| Book / Page | 3005 / 2437 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 00018-052649 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 DERBY LN, WALDWICK, NJ 07463-1212 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $657,700 (-) Land $376,100 Building $281,600 | $657,700 (-) Land $376,100 Building $281,600 | |
| 2025 | $15,094.00 (+3.66%) | $657,700 (+33.27%) Land $376,100 Building $281,600 | $657,700 (+33.27%) Land $376,100 Building $281,600 |
| 2024 | $14,561.00 (+3.61%) | ||
| 2023 | $493,500 Land $329,100 Building $164,400 | $493,500 Land $329,100 Building $164,400 | |
| 2022 | $14,054.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 385 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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