Ontario County and Naples Town property record for 7 Cross St, Naples, NY 14512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1934 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,900 (Aug 2018) |
| Tax Bill | $2,765 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Aug 2018 Mortgage + 2 more |
| APN | 4352-000-04 |
| Primary APN | 4352-000-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Upper Floors Area | 208 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 172 ft deep x 87.8 ft wide |
| Garage Type | Attached |
| Garage Area | 160 sqft |
| Porch | Porch |
| Porch Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 4352-000-04 |
|---|---|
| Street Address | 7 CROSS ST |
| City | NAPLES |
| State | NY |
| Zip | 14512-9578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | .283 ACRE |
| Legal Block | 1 |
| Legal Lot Number | 42.100 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 52200 |
Source: Ontario County and Naples Town records · APN 4352-000-04
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 BRAMBLEWOOD LN, PENFIELD, NY 14526-2030 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIVE STAR BANK |
| Aug 24, 2018 | Deed of Trust, Mortgage FIVE STAR BANK |
| Aug 24, 2018 | Deed, Transfer |
| Mar 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on Record |
| Deed Sale | Aug 24, 2018 · Amount on Record |
| Prior Sale | Aug 31, 2007 · Amount on Record |
| Deed Book / Page | 1413 / 183 |
| Transfer Doc | 001403/424 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 7 CROSS ST, NAPLES, NY 14512-9578 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003170/435 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 3170/435 |
| Instrument | 202207110149 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 7 CROSS ST, NAPLES, NY 14512-9578 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002843/0000000889 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 0000002843/0000000889 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 173 Months |
| Due | Jan 01, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | Aug 24, 2018 |
| Property Address | 7 CROSS ST, NAPLES, NY 14512-9578 |
| Document Number | 001413/183 |
| Book / Page | 1413 / 183 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | Mar 23, 2018 |
| Property Address | 7 CROSS ST, NAPLES, NY 14512-9578 |
| Document Number | 001403/424 |
| Book / Page | 1403 / 424 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 CROSS ST, NAPLES, NY 14512-9578 |
Source: Ontario County and Naples Town records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| County Subdivision | Naples Town |
| Municipality | Naples Village |
| Unified School District | Naples Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,765.00 | $126,000 (+29.9%) Land $16,800 Building $109,200 | $129,900 (+23.24%) Land $17,320 Building $112,580 |
| 2023 | $97,000 Land $7,600 Building $89,400 | $105,400 Land $8,258 Building $97,142 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Telephone Corporation/North Penn Telephone Company Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 193 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NAPLES CONSOLIDATED serves 1,250 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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