Ontario County and Naples Town property record for 4 Cross St, Naples, NY 14512
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 895 sqft · built 1902 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Nov 2025) |
| Tax Bill | $3,125 (2026) |
| Deeds & Mortgages | Nov 2025 Sale |
| APN | 4355-000-04 |
| Primary APN | 4355-000-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 895 sqft Living Area |
| 1st Floor Area | 626 sqft |
| Upper Floors Area | 269 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,307 sqft (0.03 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 4355-000-04 |
|---|---|
| Street Address | 4 CROSS ST |
| City | NAPLES |
| State | NY |
| Zip | 14512-9551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0.03 ACRE |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 52200 |
Source: Ontario County and Naples Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2231 STATE ROUTE 65, BLOOMFIELD, NY 14469-9524 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on Record |
| Deed Sale | Nov 19, 2025 · Amount on Record |
| Prior Sale | Sep 18, 2024 · Amount on Record |
| Deed Book / Page | 1570 / 457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | Nov 19, 2025 |
| Property Address | 4 CROSS ST, NAPLES, NY 14512-9551 |
| Document Number | 001570/457 |
| Book / Page | 1570 / 457 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 202511190111 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2231 STATE ROUTE 65, BLOOMFIELD, NY 14469-9524 |
Source: Ontario County and Naples Town assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| County Subdivision | Naples Town |
| Municipality | Naples Village |
| Unified School District | Naples Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,125.00 (+78.27%) | ||
| 2025 | $1,753.00 (+11.02%) | $79,900 (-) Land $5,000 Building $74,900 | $82,400 (+3.13%) Land $5,156 Building $77,244 |
| 2024 | $1,579.00 | $79,900 (+12.54%) Land $5,000 Building $74,900 | $79,900 (+3.5%) Land $5,000 Building $74,900 |
| 2023 | $71,000 Land $3,000 Building $68,000 | $77,200 Land $3,262 Building $73,938 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES CONSOLIDATED serves 1,250 people · EPA ID NY3401161 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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