5 Cross St, Naples, NY 14512 Property Records

Ontario County and Naples Town property record for 5 Cross St, Naples, NY 14512

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,214 sqft · built 1870
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Last Sale$25,000 (Feb 2016)
Tax Bill$3,481 (2026)
APN4351-000-04

Property Details

APN / Parcel Number

Primary APN4351-000-04
Alternative APNs
  • 323801 201.13-1-41.100
  • 38012010130001041100

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,214 sqft Living Area
1st Floor Area1,206 sqft
2nd Floor Area832 sqft
Upper Floors Area176 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions210 ft deep x 90.7 ft wide
PorchSlab
Porch Area426 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number4351-000-04
Street Address5 CROSS ST
CityNAPLES
StateNY
Zip14512-9578
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description0.43 ACRE
Legal Block1
Legal Lot Number41.100
JurisdictionONTARIO NY
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2014
Census Tract52200

Owner

Source: Ontario County and Naples Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 553, NAPLES, NY 14512-0553
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2016 · Amount on Record
Deed SaleFeb 26, 2016 · Amount on Record
Prior SaleNov 24, 2015
Deed Book / Page1356 / 443
Prior Transfer DateNov 10, 2015
Prior Transfer Doc0000001351/000000039
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Ontario County and Naples Town assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOntario County
County SubdivisionNaples Town
MunicipalityNaples Village
Unified School DistrictNaples Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,481.00 (+78.24%)
2025$1,953.00$89,000 (+20.27%) Land $18,300 Building $70,700$91,800 (+14.18%) Land $18,876 Building $72,924
2023$74,000 (-) Land $9,800 Building $64,200$80,400 (+6.49%) Land $10,648 Building $69,752
2022$74,000 Land $9,800 Building $64,200$75,500 Land $9,999 Building $65,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES CONSOLIDATED
serves 1,250 people · EPA ID NY3401161
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross St

Nearby Streets

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